Bergen County and Lodi Borough property record for 440 Main St, Lodi, NJ 07644
| Property Type | Commercial |
|---|---|
| Details | built 1987 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $275,000 (Apr 2013) |
| Tax Bill | $17,700 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00218-0000-00005-01 |
| Primary APN | 31-00218-0000-00005-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 7,841 sqft (0.18 acres) |
| Account Number | 403000 |
|---|---|
| Street Address | 440 MAIN ST |
| City | LODI |
| State | NJ |
| Zip | 07644-1880 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | .18 AC |
| Legal Block | 218 |
| Legal Lot Number | 5.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30300 |
440 Main St, a commercial property, is owned by a company that bought it in April 2013.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 440 MAIN ST, LODI, NJ 07644-1880 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2013 · Amount on File |
| Deed Sale | Apr 16, 2013 · Amount on File |
| Deed Document Number | 201342297 |
| Deed Book / Page | 1359 / 1131 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 440 Main St was $17,700, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,000 (-) Land $281,800 Building $218,200 | $500,000 (-) Land $281,800 Building $218,200 | |
| 2025 | $17,700.00 (+5.61%) | $500,000 Land $281,800 Building $218,200 | $500,000 Land $281,800 Building $218,200 |
| 2024 | $16,760.00 | ||
| 2023 | $500,000 Land $281,800 Building $218,200 | $500,000 Land $281,800 Building $218,200 | |
| 2022 | $16,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 42 (1979–2024) |
| Claims Outside the SFHA | 12 of 42 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 440 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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