416 Locust St, Windsor, CO 80550 Property Records

Weld County property record for 416 Locust St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1929
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,000 (Sep 1991)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8072-12-1-30-04`

Property Details

APN / Parcel Number

Primary APN	`8072-12-1-30-04`
Alternative APNs	`0807-21-2-13-004` `R1528386`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft
Finished Basement	120 sqft
Unfinished Basement	1,104 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,750 sqft (0.293 acres)
Lot Width	75 ft Width
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1528386
Street Address	416 LOCUST ST
City	WINDSOR
State	CO
Zip	80550-5262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23102 L9 & E2 L11 BLK24
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	WINDSOR TOWN
Legal Block	24
Legal Lot Number	9
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3008
Census Tract	2205

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 LOCUST ST, WINDSOR, CO 80550-5262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 1991 · Amount on Record
Deed Sale	Sep 13, 1991 · Amount on Record
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	416 LOCUST ST, WINDSOR, CO 80550-5262
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LOCUST ST, WINDSOR, CO 80550-5262

Mortgage

Document Number	0004839617
Date	Jul 6, 2022
Instrument	4839617

Lender

Name	BANK OF COLORADO
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	416 LOCUST ST, WINDSOR, CO 80550-5262
Document Number	0004393953
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LOCUST ST WINDSOR CO 805505262, WINDSOR, CO 80550-5262

Mortgage

Document Number	0004393953
Date	Apr 26, 2018
Instrument	4393953

Lender

Name	BANK OF CO
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,660 (-2.09%) Land $6,240 Building $20,420	$435,615 (-) Land $102,000 Building $333,615
2025	$2,722.00 (+4.93%)	$27,230 (-12.67%) Land $6,380 Building $20,850	$435,615 (-5.47%) Land $102,000 Building $333,615
2024	$2,594.00 (+8.99%)
2023	$2,380.00	$31,180 Land $6,040 Building $25,140	$460,835 Land $89,250 Building $371,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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