404 Locust St, Windsor, CO 80550 Property Records

Weld County property record for 404 Locust St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,728 sqft · built 1967
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$411,000 (May 2023)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8072-12-1-30-21`

Property Details

APN / Parcel Number

Primary APN	`8072-12-1-30-21`
Alternative APNs	`0807-21-2-13-021` `R1529686`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Porch	Slab
Porch Area	180 sqft
Balcony Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1529686
Street Address	404 LOCUST ST
City	WINDSOR
State	CO
Zip	80550-5262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23095 L3 BLK24 EXC N70
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	WINDSOR TOWN
Legal Block	24
Legal Lot Number	3
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3008
Census Tract	2205

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WESTERN VISTA FCU
Jun 14, 2022	Warranty Deed, Transfer · Commercial Mortgage VERUS BANK OF COMMERCE
Dec 31, 2019	Quit Claim Deed, Transfer · Conventional with PMI ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Document Number	20234900880
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	0004554754
Record Updated	Oct 29, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	May 31, 2023
Property Address	404 LOCUST ST, WINDSOR, CO 80550-5262
Document Number	0004900880
Instrument Date	May 30, 2023
Instrument	4900880
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 8, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1905 W 8TH ST # ST209, ST209, LOVELAND, CO 80537-5224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LOCUST ST, WINDSOR, CO 80550-5262

Mortgage

Document Number	0004900881
Date	May 31, 2023
Instrument	4900881

Lender

Name	WESTERN VISTA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jun 14, 2022
Property Address	404 LOCUST ST, WINDSOR, CO 80550-5262
Document Number	0004834945
Instrument Date	Jun 10, 2022
Instrument	4834945
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 LOCUST ST, 404, WINDSOR, CO 80550-5262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 W 8TH ST STE 209, 209, LOVELAND, CO 80537-5295

Mortgage

Document Number	0004834946
Date	Jun 14, 2022
Instrument	4834946

Lender

Name	VERUS BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Dec 31, 2019
Property Address	404 LOCUST ST, WINDSOR, CO 80550-5262
Document Number	0004554754
Instrument Date	Dec 19, 2019
Instrument	4554754
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LOCUST ST WINDSOR CO 805505262, WINDSOR, CO 80550-5262

Mortgage

Document Number	4554755
Date	Dec 31, 2019
Instrument	4554755

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,860 (-2.09%) Land $2,450 Building $21,410	$389,840 (-) Land $40,000 Building $349,840
2025	$2,436.00 (+16.89%)	$24,370 (-5.47%) Land $2,500 Building $21,870	$389,840 (+2.32%) Land $40,000 Building $349,840
2024	$2,084.00 (+8.94%)
2023	$1,913.00	$25,780 Land $2,370 Building $23,410	$381,016 Land $35,000 Building $346,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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