417 Locust St, Windsor, CO 80550 Property Records

Weld County property record for 417 Locust St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,330 sqft · built 1903
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2017)
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8072-12-1-80-11`

Property Details

APN / Parcel Number

Primary APN	`8072-12-1-80-11`
Alternative APNs	`0807-21-2-18-011` `R1537886`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
Gross Area	2,184 sqft
Basement Area	326 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	R1537886
Street Address	417 LOCUST ST
City	WINDSOR
State	CO
Zip	80550-5261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23175 L10 BLK5 KERNS
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	KERNS SUB
Legal Block	5
Legal Lot Number	10
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3013
Census Tract	2205

Owner

Source: Weld County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 LOCUST ST, WINDSOR, CO 80550-5261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 2, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Prior Sale	May 6, 2009
Deed Document Number	20174349590
Prior Transfer Date	Apr 22, 2009
Prior Transfer Doc	0003621062
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	417 LOCUST ST, WINDSOR, CO 80550-5261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004604694
Date	Jul 2, 2020
Instrument	4604694

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Nov 2, 2017
Property Address	417 LOCUST ST, WINDSOR, CO 80550-5261
Document Number	0004349590
Instrument	4349590
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$26.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	417 LOCUST ST, WINDSOR, CO 80550-5261

Mortgage

Document Number	0004349591
Date	Nov 2, 2017
Instrument	4349591

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,210 (-2.1%) Land $4,280 Building $19,930	$395,604 (-) Land $70,000 Building $325,604
2025	$2,473.00 (+10.16%)	$24,730 (-10.01%) Land $4,380 Building $20,350	$395,604 (-2.62%) Land $70,000 Building $325,604
2024	$2,245.00 (+8.93%)
2023	$2,061.00	$27,480 Land $4,140 Building $23,340	$406,265 Land $61,250 Building $345,015

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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