Suwannee County property record for 416 Howard St E, Live Oak, FL 32064 · Last verified February 2026
| Property Type | Office Building |
|---|---|
| Details | 3,022 sqft · built 1962 |
| Owner | Owner Name on File |
| Last Sale | $450,000 (Feb 2008) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-02S-13E-06791-630020 |
| Primary APN | 23-02S-13E-06791-630020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,022 sqft Total Area |
| 1st Floor Area | 2,900 sqft |
| 2nd Floor Area | 1,425 sqft |
| Upper Floors Area | 1,425 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Stone |
| Roof Material | Built-Up Asphalt |
| Lot Width | 67 ft Width |
| Garage Area | 725 sqft |
| Patio Area | 285 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 06791630020 |
|---|---|
| Street Address | 416 HOWARD ST E |
| City | LIVE OAK |
| State | FL |
| Zip | 32064-3304 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | LEG LOT 2 BLK 63. LIVE OAK. ORB 1446 P 90-91 WD YR 08 (OLD DANIELS FUNERAL HOME) |
| Legal Range | 13E |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Subdivision | LIVE OAK |
| Legal Block | 63 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 970100 |
Source: Suwannee County records · APN 23-02S-13E-06791-630020
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 101 WHITE AVE SE, LIVE OAK, FL 32064-3340 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2008 · Amount on Record |
| Deed Sale | Feb 27, 2008 · Amount on Record |
| Deed Document Number | 2008094164 |
| Deed Book / Page | 01446 / 0090 |
| Record Updated | Jun 08, 2026 |
Source: Suwannee County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Municipality | Live Oak City |
| Unified School District | Suwannee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202,247 (+3.47%) Land $13,400 Building $188,847 | $202,247 (+3.47%) Land $13,400 Building $188,847 | |
| 2023 | Additional exemption filed | $195,470 Land $13,400 Building $182,070 | $195,470 Land $13,400 Building $182,070 |
Source: FEMA National Flood Hazard Layer, Suwannee County (12121C), updated August 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121219701004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 27 (1996–2026) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Mar 2026, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Suwannee Valley Electric Cooperative | Fiber | 2,000 / 2,000 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Uniti Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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