Suwannee County property record for 540 Howard St E, Live Oak, FL 32064 · Last verified February 2026
| Property Type | Convenience Store |
|---|---|
| Details | 1,196 sqft · built 1959 |
| Owner | Company Name on File |
| Last Sale | $400,000 (Jul 2016) |
| Tax Bill | $1,578 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-02S-13E-06793-630032 |
| Primary APN | 23-02S-13E-06793-630032 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,196 sqft Total Area |
| 1st Floor Area | 1,196 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Width | 1.2 ft Width |
| Canopy | 960 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Space Heater |
| Account Number | 06793630032 |
|---|---|
| Street Address | 540 HOWARD ST E |
| City | LIVE OAK |
| State | FL |
| Zip | 32064-3306 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Convenience Store |
| Legal Description | LEG A PARCEL OF LAND IN NE COR LOT 3 BLK 63 AS DES AS COMM AT INTERSECTION OF WHITE ST & S-ERLY R/W OF US HWY 90 THENCE RUN |
| Legal Range | 13E |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Block | 63 |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 970100 |
Source: Suwannee County records · APN 23-02S-13E-06793-630032
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 540 HOWARD ST E, LIVE OAK, FL 32064-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on Record |
| Deed Sale | Jul 20, 2016 · Amount on Record |
| Deed Document Number | 2016183889 |
| Deed Book / Page | 1933 / 0456 |
| Record Updated | Jun 08, 2026 |
Source: Suwannee County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Municipality | Live Oak City |
| Unified School District | Suwannee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,351 (+4.82%) Land $25,000 Building $113,351 | $138,351 (+4.82%) Land $25,000 Building $113,351 | |
| 2024 | $1,578.00 (-1.62%) | ||
| 2023 | $1,604.00 (+103.04%) | $131,988 (-1.87%) Land $25,000 Building $106,988 | $131,988 (-1.87%) Land $25,000 Building $106,988 |
| 2022 | $790.00 | $134,503 | $134,503 Land $25,000 Building $109,503 |
Source: FEMA National Flood Hazard Layer, Suwannee County (12121C), updated August 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121219701004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 27 (1996–2026) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Mar 2026, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Suwannee Valley Electric Cooperative | Fiber | 2,000 / 2,000 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Uniti Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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