310 Howard St E, Live Oak, FL 32064 Property Records

Suwannee County property record for 310 Howard St E, Live Oak, FL 32064 · Last verified February 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,329 sqft · built 1967
Lot Size	0.95 acres (41,405 sqft)
Owner	Trust Name on File
Tax Bill	$2,269 (2024)
Deeds & Mortgages	Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-02S-13E-06786-610020`

Property Details

APN / Parcel Number

Primary APN	`23-02S-13E-06786-610020`
Alternative APN	`06786610020`

Interior

Stories	1 Story
Building Area	1,329 sqft Total Area
1st Floor Area	1,329 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1987
Exterior Material	Metal
Construction Type	Steel Frame
Lot Area	41,405 sqft (0.95 acres)
Fence	Fence
Canopy	1,245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Account Number	06786610020
Street Address	310 HOWARD ST E
City	LIVE OAK
State	FL
Zip	32064-3210
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LEG LOT 2 BLK 61 LIVE OAK ORB 451 P 18 WD YR 93 ORB 2058 P 240-43 SWD YR 2019
Legal Range	13E
Legal Township	02S
Legal Section	23
Legal Subdivision	LIVE OAK
Legal Block	61
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	4
Census Block	4002
Census Tract	970100

Owner

Source: Suwannee County records · APN 23-02S-13E-06786-610020

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	101 DOWLING AVE SE, LIVE OAK, FL 32064-3243
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 28, 2018
Transfer Doc	0000204762
Record Updated	Jun 08, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 28, 2018
Property Address	310 HOWARD ST E, LIVE OAK, FL 32064-3210
Document Number	0000204762
Book / Page	002058 / 000240
Instrument Date	Jun 13, 2018
Instrument	204762
Transaction Type	Transfer
Record Updated	Aug 07, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11462 US HIGHWAY 129 LIVE OAK FL 320606748, LIVE OAK, FL 32060-6748

Tax Assessment & Valuation

Source: Suwannee County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Municipality	Live Oak City
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,495 (+44.45%) Land $99,774 Building $37,721	$137,495 (+44.45%) Land $99,774 Building $37,721
2024	$2,269.00 (-1.86%)
2023	$2,312.00 (-0.69%)	$95,183 (-0.18%) Land $57,027 Building $38,156	$95,183 (-0.18%) Land $57,027 Building $38,156
2022	$2,328.00	$95,352	$95,352 Land $57,027 Building $38,325

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suwannee County (12121C), updated August 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121219701004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	21 in force
Nearby Flood Claims	27 (1996–2026)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Mar 2026, rainfall accumulation
Claims By Storm	Hurricane Debby, Aug 2024 · 3 claims Tropical Storm Debby, Jun 2012 · 13 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 232 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Suwannee Valley Electric Cooperative	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Uniti Group	DSL	200 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.