416 Hamilton St, Geneva, IL 60134 Property Records

Kane County property record for 416 Hamilton St, Geneva, IL 60134

Property Summary

Property TypeCommercial
Details4,451 sqft · built 1849
Lot Size0.207 acres (9,000 sqft)
OwnerCompany Name on Record
Last Sale$243,500 (Jan 1996)
Tax Bill$23,443 (2025)
Deeds & MortgagesNov 2019 Loan Modification
Nov 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-03-409-003

Property Details

APN / Parcel Number

Primary APN12-03-409-003

Interior

Total Rooms7 Rooms
Stories2 Stories
Building Area4,451 sqft Gross Area
Basement Area406 sqft

Exterior

Year BuiltBuilt 1849
Effective Year BuiltEffective 1849
Lot Area9,000 sqft (0.207 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address416 HAMILTON ST
CityGENEVA
StateIL
Zip60134-2137
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description40 8 ORIGINAL TOWN
Legal SubdivisionGENEVA
Legal Block2
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2004
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Geneva Historic District
listed 1982 · 150 contributing resources · NRIS 82002549

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4456 WOLF RD, WESTERN SPRINGS, IL 60558-1517
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2019Loan Modification, Mortgage
HEARTLAND BK
Nov 5, 2019Loan Modification, Mortgage
HEARTLAND BK
Nov 5, 2019Loan Modification, Mortgage
HEARTLAND BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 1996 · Amount on Record
Deed SaleJan 5, 1996 · Amount on Record
Deed Document Number19961330
Record UpdatedSep 20, 2026

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address416 HAMILTON ST, GENEVA, IL 60134-2137
Document Number0000006733
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedFeb 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address416 HAMILTON ST GENEVA IL 601342137, GENEVA, IL 60134-2137

Mortgage

Document Number0000006733
DateFeb 5, 2020
Instrument6733
Lender
NameHEARTLAND BK
TypeBank
AddressWESTERN SPRINGS, IL 60558
Agreement
AmountAmount Recorded
Term36 Months
DueFeb 4, 2023

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address416 HAMILTON ST, GENEVA, IL 60134-2137
Document Number0000006732
Instrument DateNov 5, 2019
Transaction TypeMortgage
Record UpdatedFeb 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address416 HAMILTON ST GENEVA IL 601342137, GENEVA, IL 60134-2137

Mortgage

Document Number0000006732
DateFeb 5, 2020
Instrument6732
Lender
NameHEARTLAND BK
TypeBank
AddressWESTERN SPRINGS, IL 60558
Agreement
AmountAmount Recorded
Term24 Months
DueFeb 4, 2022

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address416 HAMILTON ST, GENEVA, IL 60134-2137
Document Number0000006734
Instrument DateNov 5, 2019
Transaction TypeMortgage
Record UpdatedFeb 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address416 HAMILTON ST GENEVA IL 601342137, GENEVA, IL 60134-2137

Mortgage

Document Number0000006734
DateFeb 5, 2020
Instrument6734
Lender
NameHEARTLAND BK
TypeBank
AddressWESTERN SPRINGS, IL 60558
Agreement
AmountAmount Recorded
Term24 Months
DueFeb 4, 2022

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,443.00 (+13.55%)$305,166 (+8.5%) Land $51,154 Building $254,012$915,864 (+8.5%) Land $153,523 Building $762,341
2024$281,259 (+18.38%) Land $47,147 Building $234,112$844,115 (+18.43%) Land $141,498 Building $702,617
2022$20,646.00 (+2.03%)$237,586 (+3.86%) Land $39,826 Building $197,760$712,758 (+3.86%) Land $119,478 Building $593,280
2021$20,235.00$228,756 Land $38,346 Building $190,410$686,268 Land $115,038 Building $571,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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