Clinton County property record for 416 Frederick St, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,416 sqft · built 1890 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Jul 2018) |
| Tax Bill | $1,741 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-5445 |
| Primary APN | 11-5445 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 3,437 sqft |
| 1st Floor Area | 708 sqft |
| Basement Area | 354 sqft |
| Unfinished Basement | 354 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 17,990 sqft (0.413 acres) |
| Garage Area | 228 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Account Number | B -D -0021 |
|---|---|
| Street Address | 416 FREDERICK ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21 & 22 |
| Legal Subdivision | WOODS ADDITION |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | FLEMINGTON |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 30500 |
Source: Clinton County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 416 FREDERICK ST, LOCK HAVEN, PA 17745-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Jan 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jul 6, 2018 | Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2018 · Amount on Record |
| Deed Sale | Jul 6, 2018 · Amount on Record |
| Prior Sale | Jul 20, 2012 · Amount on Record |
| Deed Document Number | 20182368 |
| Prior Transfer Date | Jan 29, 2012 |
| Prior Transfer Doc | 0201203197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 416 FREDERICK ST, LOCK HAVEN, PA 17745-3123 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0202304177 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023-04177 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 416 FREDERICK ST, LOCK HAVEN, PA 17745-3123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 416 FREDERICK ST, LOCK HAVEN, PA 17745-3123 |
| Document Number | 2021000157 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021-000157 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Jul 6, 2018 |
| Property Address | 416 FREDERICK ST, LOCK HAVEN, PA 17745-3123 |
| Document Number | 2018002368 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 2018-002368 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 FREDERICK ST, LOCK HAVEN, PA 17745-3123 |
| Document Number | 2018002369 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 2018-002369 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Flemington Borough |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,741.00 (+10.54%) Homeowner's exemption | $77,000 (-) Land $18,900 Building $58,100 | |
| 2023 | $1,575.00 | $77,000 Land $18,900 Building $58,100 | |
| 2008 | $77,000 Land $18,900 Building $58,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049 |
|---|---|
| Water Source | Purchased surface water from CENT CLINTON CO WATER FIL AUTH |
| Last State Inspection | May 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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