324 Frederick St, Lock Haven, PA 17745 Property Records

Clinton County property record for 324 Frederick St, Lock Haven, PA 17745

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,152 sqft
Lot Size0.329 acres (14,331 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Aug 2021)
Tax Bill$1,443 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11-5423

Property Details

APN / Parcel Number

Primary APN11-5423
Alternative APN
  • B-C-0015

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area2,304 sqft
Interior WallsPlaster

Exterior

Architectural StyleMobile/Manufactured
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area14,331 sqft (0.329 acres)
Lot Dimensions107 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Account NumberB -C -0015
Street Address324 FREDERICK ST
CityLOCK HAVEN
StatePA
Zip17745-3844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15 & POR OF 16; 50 X 107 50 X 180
Legal SubdivisionPLAN OF THE EASTERN ADDITION
JurisdictionCLINTON PA
Township / Civil DivisionFLEMINGTON
Census Block Group4
Census Block4013
Census Tract30500

Owner

Source: Clinton County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address324 FREDERICK ST, LOCK HAVEN, PA 17745-3844
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed, Transfer · Conventional Mortgage
THE MUNCY BANK & TRUST COMPANY
May 11, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleSep 25, 2009 · Amount on Record
Deed Document Number20213703
Record UpdatedJun 8, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCLINTON PA
Recording DateAug 12, 2021
Property Address324 FREDERICK ST, LOCK HAVEN, PA 17745-3844
Document Number202103703
Instrument DateAug 4, 2021
Instrument2021-03703
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyPREMIER ABSTRACT AND SEARCH, PREMIER ABSTRACT & SETMNTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address324 FREDERICK ST, LOCK HAVEN, PA 17745-3844

Mortgage

Document Number202103704
DateAug 12, 2021
Instrument2021-03704
Lender
NameTHE MUNCY BANK & TRUST COMPANY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 2, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Property Address324 FREDERICK ST, LOCK HAVEN, PA 17745-3844
Transaction TypeMortgage
Record UpdatedMay 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202102072
DateMay 11, 2021
Instrument2021-02072
Lender
NameFIRST COMMONWEALTH BANK
TypeBank
AddressLOCK HAVEN, PA 17745
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueMay 14, 2036

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyClinton County
MunicipalityFlemington Borough
Unified School DistrictKeystone Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,443.00 (+10.57%) Homeowner's exemption$63,800 (-) Land $17,800 Building $46,000
2023$1,305.00$63,800 Land $17,800 Building $46,000
2008$63,800 Land $17,800 Building $46,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1984)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUBURBAN LOCK HAVEN WATER AUTH
serves 9,700 people · EPA ID PA4180049
Water SourcePurchased surface water from CENT CLINTON CO WATER FIL AUTH
Last State InspectionMay 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2021
Treatment and ProcedureColiform assessment
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
River Valley Internet
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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