Clinton County property record for 408 Frederick St, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,536 sqft · built 2018 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Jul 2018) |
| Tax Bill | $4,528 (2026) |
| Deeds & Mortgages | Sep 2018 Construction Loan Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-5444 |
| Primary APN | 11-5444 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 4,080 sqft |
| 1st Floor Area | 592 sqft |
| Attic | Attic |
| Attic Area | 592 sqft |
| Basement Area | 444 sqft |
| Unfinished Basement | 444 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | B -D -0019 |
|---|---|
| Street Address | 408 FREDERICK ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19 & 20 |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | FLEMINGTON |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 30500 |
Source: Clinton County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 FREDERICK ST, LOCK HAVEN, PA 17745-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2018 | Deed of Trust, Mortgage · Construction Mortgage JERSEY SHORE STATE BANK |
| Jul 16, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on Record |
| Deed Sale | Jul 16, 2018 · Amount on Record |
| Prior Sale | Feb 1, 1997 |
| Deed Document Number | 20182478 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 408 FREDERICK ST, LOCK HAVEN, PA 17745-3123 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018003154 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 2018-003154 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Address | WILLIAMSPORT, PA 17701 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.62% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Jul 16, 2018 |
| Property Address | 408 FREDERICK ST, LOCK HAVEN, PA 17745-3123 |
| Document Number | 2018002478 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 2018-002478 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 162 MADISON AVE, MONTOURSVILLE, PA 17754-8607 |
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Flemington Borough |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,528.00 (+10.52%) Homeowner's exemption | $200,200 (-) Land $18,900 Building $181,300 | |
| 2023 | $4,097.00 | $200,200 Land $18,900 Building $181,300 | |
| 2008 | $200,200 Land $18,900 Building $181,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049 |
|---|---|
| Water Source | Purchased surface water from CENT CLINTON CO WATER FIL AUTH |
| Last State Inspection | May 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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