416 East Ave, Spring Valley, MN 55975 Property Records

Fillmore County property record for 416 East Ave, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,254 sqft · built 1960
Lot Size	0.113 acres (4,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,900 (Dec 2022)
Tax Bill	$2,536 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36.0698.000`

Property Details

APN / Parcel Number

Primary APN	`36.0698.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,254 sqft Heated Area
Gross Area	1,232 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	4,940 sqft (0.113 acres)
Lot Dimensions	76 ft deep x 65 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 EAST AVE
City	SPRING VALLEY
State	MN
Zip	55975-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS ADDITION LOT-001 BLOCK-002 N65' LOT 1 BLK 2 SMITHS ADD INCL ADJOINING VACATED ALLEY
Legal Subdivision	SMITHS ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	3
Census Block	3005
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 EAST AVE, SPRING VALLEY, MN 55975-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Dec 14, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Oct 21, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Nov 10, 2015 · Amount on Record
Deed Document Number	20221497204
Prior Transfer Date	Jul 31, 2012
Prior Transfer Doc	0000389957
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	416 EAST AVE, SPRING VALLEY, MN 55975-1526
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000445281
Date	Jan 29, 2024
Instrument	445281

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Dec 14, 2022
Property Address	416 EAST AVE, SPRING VALLEY, MN 55975-1526
Document Number	0000440901
Instrument Date	Dec 9, 2022
Instrument	440901
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	416 EAST AVE, SPRING VALLEY, MN 55975-1526

Mortgage

Document Number	0000440902
Date	Dec 14, 2022
Instrument	440902

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	416 EAST AVE, SPRING VALLEY, MN 55975-1526
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423913
Date	Oct 21, 2019
Instrument	423913

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	416 EAST AVE, SPRING VALLEY, MN 55975-1526
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000431981
Date	Apr 7, 2021
Instrument	431981

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,536.00 (+50.06%) Homeowner's exemption	$194,300 (+22.36%) Land $14,300 Building $180,000	$194,300 (+22.36%) Land $14,300 Building $180,000
2025		$158,800 (+11.83%) Land $14,300 Building $144,500	$158,800 (+11.83%) Land $14,300 Building $144,500
2023		$142,000 Land $14,300 Building $127,700	$142,000 Land $14,300 Building $127,700
2020	$1,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (2000–2013)
Most Recent Claim	May 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims Severe Storms And Flooding, Jul 2000 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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