405 East Ave, Spring Valley, MN 55975 Property Records

Fillmore County property record for 405 East Ave, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,207 sqft · built 1882
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Jan 2025)
Tax Bill	$1,924 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36.0695.000`

Property Details

APN / Parcel Number

Primary APN	`36.0695.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,207 sqft Heated Area
Gross Area	1,032 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 EAST AVE
City	SPRING VALLEY
State	MN
Zip	55975-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS ADDITION LOT-007 BLOCK-001 LOT 7 BLK 1 SMITHS ADD
Legal Subdivision	SMITHS ADDITION
Legal Block	1
Legal Lot Number	7
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	3
Census Block	3004
Census Tract	960300

Owner

405 East Ave is owned and occupied by two individuals who bought it in January 2025.

Source: Fillmore County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 EAST AVE, SPRING VALLEY, MN 55975-1527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2025 · Amount on File
Deed Sale	Jan 30, 2025 · Amount on File
Prior Sale	Jul 8, 2022 · Amount on File
Deed Document Number	2025449463
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Jul 15, 2022
Property Address	405 EAST AVE, SPRING VALLEY, MN 55975-1527
Document Number	0000439033
Instrument Date	Jul 8, 2022
Instrument	439033
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 EAST AVE, SPRING VALLEY, MN 55975-1527

Mortgage

Document Number	0000439034
Date	Jul 15, 2022
Instrument	439034

Lender

Name	BELL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 405 East Ave was $1,924 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,924.00 Homeowner's exemption	$187,900 (+20.84%) Land $23,800 Building $164,100	$187,900 (+20.84%) Land $23,800 Building $164,100
2025		$155,500 Land $23,800 Building $131,700	$155,500 Land $23,800 Building $131,700
2023		$139,300 Land $23,800 Building $115,500	$139,300 Land $23,800 Building $115,500
2020	$1,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 East Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (2000–2013)
Most Recent Claim	May 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims Severe Storms And Flooding, Jul 2000 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 East Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on East Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures