409 East Ave, Spring Valley, MN 55975 Property Records

Fillmore County property record for 409 East Ave, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1904
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (Sep 2018)
Tax Bill	$1,052 (2026)
Deeds & Mortgages	May 2017 Line of Credit Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`36.0696.000`

Property Details

APN / Parcel Number

Primary APN	`36.0696.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Heated Area
Gross Area	1,584 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 EAST AVE
City	SPRING VALLEY
State	MN
Zip	55975-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS ADDITION LOT-008 BLOCK-001 LOT 8 BLK 1 SMITHS ADD
Legal Subdivision	SMITHS ADDITION
Legal Block	1
Legal Lot Number	8
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	3
Census Block	3004
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 EAST AVE, SPRING VALLEY, MN 55975-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ALLIANCE CU
Sep 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Apr 6, 2016 · Amount on Record
Deed Document Number	2018418911
Prior Transfer Date	Mar 31, 2016
Prior Transfer Doc	0000407642
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	409 EAST AVE, SPRING VALLEY, MN 55975-1527
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412477
Date	May 3, 2017
Instrument	412477

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union
Address	ROCHESTER, MN 55903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 2, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Sep 19, 2018
Property Address	409 EAST AVE, SPRING VALLEY, MN 55975-1527
Document Number	000000418911
Instrument Date	Sep 14, 2018
Instrument	000000418911
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 EAST AVE, SPRING VALLEY, MN 55975-1527

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,052.00 (+0.19%) Homeowner's exemption	$121,500 (+18.65%) Land $23,800 Building $97,700	$121,500 (+18.65%) Land $23,800 Building $97,700
2025		$102,400 (+10.11%) Land $23,800 Building $78,600	$102,400 (+10.11%) Land $23,800 Building $78,600
2023		$93,000 Land $23,800 Building $69,200	$93,000 Land $23,800 Building $69,200
2020	$1,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (2000–2013)
Most Recent Claim	May 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims Severe Storms And Flooding, Jul 2000 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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