416 E Francis St, Ontario, CA 91761 Property Records

San Bernardino County property record for 416 E Francis St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1947
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,000 (Jul 2018)
Tax Bill	$4,351 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1050-401-21-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-401-21-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1956
Architectural Style	Conventional
Construction Type	Frame
Lot Area	8,800 sqft (0.202 acres)
Porch	Patio/Porch
Porch Area	382 sqft
Patio Area	382 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	416 E FRANCIS ST
City	ONTARIO
State	CA
Zip	91761-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT NO 2961 LOT 12 EX W 56 FT AND EX N 4 FT ST EX 1/3 MNL RTS
Legal Subdivision	TRACT NO 2961
Legal Tract	2961
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	1812

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 E FRANCIS ST, ONTARIO, CA 91761-5315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Oct 7, 2014 · Amount on Record
Deed Document Number	2018254423
Prior Transfer Date	Aug 15, 2012
Prior Transfer Doc	0000340154
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	416 E FRANCIS ST, ONTARIO, CA 91761-5315
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E FRANCIS ST, ONTARIO, CA 91761-5315

Mortgage

Document Number	0000377837
Date	Oct 5, 2020
Instrument	2020-0377837

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 12, 2018
Property Address	416 E FRANCIS ST, ONTARIO, CA 91761-5315
Document Number	0000254423
Map Reference	MB 40 PG 77
Instrument Date	Jun 12, 2018
Instrument	2018-0254423
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	416 E FRANCIS ST, ONTARIO, CA 91761-5315
Investor	Possibly a Property Investor

Mortgage

Document Number	0000254424
Date	Jul 12, 2018
Instrument	2018-0254424

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$410,422 (+2%) Land $143,647 Building $266,775
2025	$4,351.00 (+5.35%) Homeowner's exemption	$402,374 (+4.04%) Land $140,830 Building $261,544
2023	$4,130.00 (+1.37%) Homeowner's exemption	$386,750 Land $135,362 Building $251,388
2022	$4,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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