414 E Francis St, Ontario, CA 91761 Property Records

San Bernardino County property record for 414 E Francis St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1930
Lot Size	0.213 acres (9,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2017)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1050-401-20-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-401-20-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1945
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,296 sqft (0.213 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	633 sqft
Patio Area	633 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	414 E FRANCIS ST
City	ONTARIO
State	CA
Zip	91761-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT NO 2961 W 56 FT LOT 12 EX N 4 FT ST EX 1/3 MNL RTS
Legal Subdivision	TRACT NO. 2961
Legal Tract	2961
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	1812

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 E FRANCIS ST, ONTARIO, CA 91761-5315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PARTNERS CU
Oct 30, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCIAL PARTNERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	2017448199
Prior Transfer Date	Mar 15, 2010
Prior Transfer Doc	0000111648
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	414 E FRANCIS ST, ONTARIO, CA 91761-5315
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E FRANCIS ST, ONTARIO, CA 91761-5315

Mortgage

Document Number	0000283900
Date	Nov 18, 2025
Instrument	2025-0283900

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	414 E FRANCIS ST, ONTARIO, CA 91761-5315
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E FRANCIS ST, ONTARIO, CA 91761-5315

Mortgage

Document Number	0000058737
Date	Feb 14, 2022
Instrument	2022-0058737

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 30, 2017
Property Address	414 E FRANCIS ST, ONTARIO, CA 91761-5315
Document Number	0000448199
Map Reference	MB40 PG77
Instrument Date	Oct 3, 2017
Instrument	2017-0448199
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	414 E FRANCIS ST, ONTARIO, CA 91761-5315

Mortgage

Document Number	0000448200
Date	Oct 30, 2017
Instrument	2017-0448200

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$425,443 (+2%) Land $133,468 Building $291,975
2025	$4,512.00 (+17.19%) Homeowner's exemption	$417,101 (+15.57%) Land $130,851 Building $286,250
2023	$3,850.00 (+1.37%) Homeowner's exemption	$360,903 Land $125,770 Building $235,133
2022	$3,798.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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