405 E Francis St, Ontario, CA 91761 Property Records

San Bernardino County property record for 405 E Francis St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1962
Lot Size	0.338 acres (14,720 sqft)
Owner	2 Individual Names on File
Last Sale	$481,500 (Jan 2024)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Jan 2024 Foreclosure Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1050-251-25-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-251-25-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	1,240 sqft
Family Room	Family Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,720 sqft (0.338 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 E FRANCIS ST
City	ONTARIO
State	CA
Zip	91761-5495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2789 LOT 4 EX ST
Legal Subdivision	TRACT NO. 2789
Legal Tract	2789
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1006
Census Tract	1812

Owner

405 E Francis St is owned by two individuals who bought it in January 2024.

Source: San Bernardino County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 E BERMUDA DUNES ST, ONTARIO, CA 91761-6715
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Trustee's Deed, Foreclosure Foreclosure Auction
Feb 11, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 16, 2017	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Nov 16, 2017 · Amount on File
Deed Document Number	2024836
Prior Transfer Date	Dec 28, 2023
Prior Transfer Doc	0000000836
Record Updated	Oct 29, 2026

January 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 3, 2024
Property Address	405 E FRANCIS ST, ONTARIO, CA 91761-5316
Document Number	0000000836
Map Reference	MB 38 PG 84
Instrument Date	Dec 28, 2023
Instrument	2024-0000836
Transaction Type	Foreclosure
Record Updated	Jan 11, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	532 E BERMUDA DUNES ST, ONTARIO, CA 91761-6715

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	405 E FRANCIS ST, ONTARIO, CA 91761-5316
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 GLENDORA AVE 202, 202, LA PUENTE, CA 91744-4069

Mortgage

Document Number	0000058235
Date	Feb 11, 2022
Instrument	2022-0058235

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 16, 2017
Property Address	405 E FRANCIS ST, ONTARIO, CA 91761-5316
Document Number	0000490510
Map Reference	MAP38 PG84
Instrument Date	Nov 1, 2017
Instrument	2017-0490510
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 E FRANCIS ST, ONTARIO, CA 91761-5316

Mortgage

Document Number	0000490511
Date	Nov 16, 2017
Instrument	2017-0490511

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Francis St was $6,164.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$572,220 (+2%) Land $197,676 Building $374,544
2025	$6,164.00	$561,000 Land $193,800 Building $367,200
2023	$4,636.00 (+1.33%)	$426,522 Land $153,110 Building $273,412
2022	$4,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 E Francis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 405 E Francis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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