403 E Elm St, Winchester, IN 47394 Property Records

Randolph County property record for 403 E Elm St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,318 sqft · built 1900
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,853 (May 2025)
Tax Bill	$658 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-00303-00`

Property Details

APN / Parcel Number

Primary APN	`021-00303-00`
Alternative APNs	`68-09-21-352-015.000-021` `00000017190`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Basement Area	312 sqft
Unfinished Basement	312 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000017190
Street Address	403 E ELM ST
City	WINCHESTER
State	IN
Zip	47394-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENGLE MARKLE ADD LOT 67
Legal Subdivision	ENGLE & MARKELES ADDITION
Legal Lot Number	67
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	3
Census Block	3030
Census Tract	951700

Owner

Source: Randolph County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 NW 4TH ST, EVANSVILLE, IN 47708-1702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Oct 20, 2022	Intrafamily Transfer, Transfer
Feb 14, 2017	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Apr 11, 2025
Deed Document Number	20251577
Prior Transfer Date	Oct 14, 2022
Prior Transfer Doc	0000004963
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	May 12, 2025
Property Address	403 E ELM ST, WINCHESTER, IN 47394-2211
Document Number	0020251577
Instrument Date	May 9, 2025
Instrument	20251577
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 NW 4TH ST, EVANSVILLE, IN 47708-1702

Mortgage

Document Number	0020251578
Date	May 12, 2025
Instrument	20251578

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IN
Recording Date	Oct 20, 2022
Property Address	403 E ELM ST, WINCHESTER, IN 47394-2211
Document Number	0020224963
Instrument Date	Oct 14, 2022
Instrument	20224963
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E ELM ST, WINCHESTER, IN 47394-2211
Investor	Possibly a Property Investor

February 2017: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	RANDOLPH IN
Recording Date	Feb 14, 2017
Property Address	403 E ELM ST, WINCHESTER, IN 47394-2211
Document Number	0020170419
Instrument Date	Feb 10, 2017
Instrument	20170419
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 WESTWOOD DR, WINCHESTER, IN 47394-1933
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$658.00 (-3.52%) Homeowner's exemption	$80,100 (+17.28%) Land $3,400 Building $76,700	$80,100 (+17.28%) Land $3,400 Building $76,700
2024	$682.00 (+2.25%) Homeowner's exemption	$68,300 (-) Land $7,300 Building $61,000	$68,300 (-) Land $7,300 Building $61,000
2023		$68,300 (+2.4%) Land $7,300 Building $61,000	$68,300 (+2.4%) Land $7,300 Building $61,000
2022	$667.00 (-58.85%)	$66,700 Land $7,300 Building $59,400	$66,700 Land $7,300 Building $59,400
2021	$1,621.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2005–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fixed Wireless · Fiber in parts of the area	1,000 / 200
Verizon Fixed Wireless	300 / 20

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