416 E 78th St, Tacoma, WA 98404 Property Records

Pierce County property record for 416 E 78th St, Tacoma, WA 98404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 964 sqft · built 1971
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Mar 2026)
Tax Bill	$4,071 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`666403-0-040`

Property Details

APN / Parcel Number

Primary APN	`666403-0-040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	964 sqft Living Area
Gross Area	1,224 sqft
1st Floor Area	964 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	416 E 78TH ST
City	TACOMA
State	WA
Zip	98404-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 28 TOWNSHIP 20 RANGE 03 QUARTER 44 PAMELA MAYERS 3RD ADD L 4 EASE OF RECORD
Legal Range	03
Legal Township	20
Legal Section	28
Legal Subdivision	PAMELA MAYERS 3RD ADD
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3008
Census Tract	63401

Owner

416 E 78th St is owned and occupied by two individuals who bought it in March 2026.

Source: Pierce County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 E 78TH ST, TACOMA, WA 98404-1008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 30, 2020	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Jun 30, 2020 · Amount on File
Deed Document Number	20260312155
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 12, 2026
Property Address	416 E 78TH ST, TACOMA, WA 98404-1008
Document Number	0003120155
Map Reference	VOL 41 PG 47-49
Instrument Date	Mar 11, 2026
Instrument	202603120155
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,560.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E 78TH ST, TACOMA, WA 98404-1008

Mortgage

Document Number	0003120156
Date	Mar 12, 2026
Instrument	202603120156

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 30, 2020
Property Address	416 E 78TH ST, TACOMA, WA 98404-1008
Document Number	2006300754
Instrument Date	Jun 16, 2020
Instrument	202006300754
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,701.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E 78TH ST TACOMA WA 984041008, TACOMA, WA 98404-1008

Mortgage

Document Number	2006300755
Date	Jun 30, 2020
Instrument	202006300755

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Mortgage

Document Number	2006300756,
Date	Jun 30, 2020
Instrument	202006300756

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	416 E 78TH ST, TACOMA, WA 98404-1008
Document Number	1707050842
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E 78TH ST TACOMA WA 984041008, TACOMA, WA 98404-1008

Mortgage

Document Number	1707050842
Date	Jul 5, 2017
Instrument	201707050842

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 416 E 78th St was $4,071, up 6.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,071.00 (+6.51%)	$369,500 (+5.33%) Land $174,500 Building $195,000	$369,500 (+5.33%) Land $174,500 Building $195,000
2025	$3,822.00 (+4.48%)	$350,800 (+6.85%) Land $176,100 Building $174,700	$350,800 (+6.85%) Land $176,100 Building $174,700
2024	$3,658.00 (+7.37%)	$328,300 (+0.15%) Land $167,700 Building $160,600	$328,300 (+0.15%) Land $167,700 Building $160,600
2023	$3,407.00	$327,800 Land $155,800 Building $172,000	$327,800 Land $155,800 Building $172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 E 78th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 E 78th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on E 78th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures