415 E 78th St, Tacoma, WA 98404 Property Records

Pierce County property record for 415 E 78th St, Tacoma, WA 98404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,956 sqft · built 1971
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on File
Last Sale	$191,688 (Feb 2020)
Tax Bill	$4,752 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`666403-0-190`

Property Details

APN / Parcel Number

Primary APN	`666403-0-190`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,956 sqft Living Area
1st Floor Area	1,236 sqft
Upper Floors Area	720 sqft
Basement Area	330 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)

Exterior Amenities

Porch	Slab
Deck Area	384 sqft
Patio Area	384 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	415 E 78TH ST
City	TACOMA
State	WA
Zip	98404-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 28 TOWNSHIP 20 RANGE 03 QUARTER 44 PAMELA MAYERS 3RD ADD: PAMELA MAYERS 3RD ADD L 19 EASE OF RECORD
Legal Range	03
Legal Township	20
Legal Section	28
Legal Subdivision	PAMELA MAYERS 3RD ADD
Legal Lot Number	19
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3004
Census Tract	63401

Owner

415 E 78th St is owned and occupied by two individuals who bought it in February 2020.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 E 78TH ST, TACOMA, WA 98404-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Feb 14, 2020	Warranty Deed, Transfer JOHN H BARGREN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Deed Document Number	2020140399
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	415 E 78TH ST, TACOMA, WA 98404-1009
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E 78TH ST, TACOMA, WA 98404-1009

Mortgage

Document Number	0009300156
Date	Sep 30, 2025
Instrument	202509300156

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 15, 2055

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 14, 2020
Property Address	415 E 78TH ST, TACOMA, WA 98404-1009
Document Number	2002140399
Instrument Date	Feb 11, 2020
Instrument	202002140399
Transaction Type	Transfer
Record Updated	Apr 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,077.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E 78TH ST TACOMA WA 984041009, TACOMA, WA 98404-1009

Mortgage

Document Number	2002140400
Date	Feb 14, 2020
Instrument	202002140400

Lender

Name	JOHN H BARGREN
Address	12220 NYANZA RD SW, LAKEWOOD, WA 98499-1444

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 415 E 78th St was $4,752, up 5.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,752.00 (+5.27%)	$433,300 (-0.6%) Land $174,500 Building $258,800	$433,300 (-0.6%) Land $174,500 Building $258,800
2025	$4,514.00 (+4.93%)	$435,900 (+12.84%) Land $182,800 Building $253,100	$435,900 (+12.84%) Land $182,800 Building $253,100
2024	$4,302.00 (-1.15%)	$386,300 (-7.8%) Land $167,700 Building $218,600	$386,300 (-7.8%) Land $167,700 Building $218,600
2023	$4,352.00	$419,000 Land $155,800 Building $263,200	$419,000 Land $155,800 Building $263,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 E 78th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 E 78th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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