412 E 78th St, Tacoma, WA 98404 Property Records

Pierce County property record for 412 E 78th St, Tacoma, WA 98404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,292 sqft · built 1974
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Feb 2026)
Tax Bill	$4,019 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`666403-0-030`

Property Details

APN / Parcel Number

Primary APN	`666403-0-030`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Basement Area	231 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)
Garage Type	Carport
Garage Area	168 sqft
Carport	Carport
Carport Area	168 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	412 E 78TH ST
City	TACOMA
State	WA
Zip	98404-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 28 TOWNSHIP 20 RANGE 03 QUARTER 44 PAMELA MAYERS 3RD ADD: PAMELA MAYERS 3RD ADD L 3 EASE OF RECORD
Legal Range	03
Legal Township	20
Legal Section	28
Legal Subdivision	PAMELA MAYERS 3RD ADD
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3008
Census Tract	63401

Owner

412 E 78th St is owned and occupied by an individual who bought it in February 2026.

Source: Pierce County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	412 E 78TH ST, TACOMA, WA 98404-1008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO
Feb 5, 2026	Intrafamily Transfer, Transfer CW TITLE
Feb 2, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 7, 2018	Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 14, 2017	Trustee's Deed, Foreclosure
Dec 14, 2017	Quit Claim Deed, Transfer · Commercial Mortgage EASTSIDE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Document Number	2026362
Prior Transfer Date	Nov 17, 2017
Prior Transfer Doc	0000000149
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	412 E 78TH ST, TACOMA, WA 98404-1008
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005310147
Date	May 31, 2022
Instrument	202205310147

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	COLUMBUS, MI 48063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 5, 2026
Property Address	412 E 78TH ST, TACOMA, WA 98404-1008
Document Number	0002050272
Map Reference	VOL 41 PG 47-49
Instrument Date	Jan 29, 2026
Instrument	202602050272
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	CW TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E 78TH ST, TACOMA, WA 98404-1008

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 2, 2026
Property Address	412 E 78TH ST, TACOMA, WA 98404-1008
Document Number	0002020362
Map Reference	VOL 41 PG 47-49
Instrument Date	Jan 10, 2026
Instrument	202602020362
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E 78TH ST, TACOMA, WA 98404-1008

Mortgage

Document Number	0002020363
Date	Feb 2, 2026
Instrument	202602020363

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 7, 2018
Property Address	412 E 78TH ST, TACOMA, WA 98404-1008
Document Number	0005070544
Map Reference	VOL 41 PG 47-49
Instrument Date	May 4, 2018
Instrument	201805070544
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,717.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E 78TH ST, TACOMA, WA 98404-1008

Mortgage

Document Number	0005070545
Date	May 7, 2018
Instrument	201805070545

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 14, 2017
Property Address	412 E 78TH ST, TACOMA, WA 98404-1008
Document Number	1712140148
Instrument Date	Nov 17, 2017
Instrument	201712140148
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3927 LAKE WASHINGTON BLVD NE KIRKLAND WA 980337812, KIRKLAND, WA 98033-7812

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 14, 2017
Property Address	412 E 78TH ST, TACOMA, WA 98404-1008
Document Number	0012140149
Map Reference	MB 41 PG 47-49
Instrument Date	Nov 17, 2017
Instrument	201712140149
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3927 LAKE WASHINGTON BLVD NE, 3927, KIRKLAND, WA 98033-7812

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012140150
Date	Dec 14, 2017
Instrument	201712140150

Lender

Name	EASTSIDE FUNDING LLC
Type	REO / Foreclosure Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 412 E 78th St was $4,019, up 4.6% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,600 (+5.85%) Land $174,500 Building $216,100	$390,600 (+5.85%) Land $174,500 Building $216,100
2025	$4,019.00 (+4.55%)	$369,000 (+6.93%) Land $176,100 Building $192,900	$369,000 (+6.93%) Land $176,100 Building $192,900
2024	$3,844.00 (+0.6%)	$345,100 (-6.15%) Land $167,700 Building $177,400	$345,100 (-6.15%) Land $167,700 Building $177,400
2023	$3,821.00	$367,700 Land $155,800 Building $211,900	$367,700 Land $155,800 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 E 78th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 E 78th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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