408 E 13th St, Cozad, NE 69130 Property Records

Dawson County property record for 408 E 13th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,128 sqft · built 1950
Lot Size	0.178 acres (7,770 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Dec 2021)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20144-001-0004`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20144-001-0004`
Alternative APN	`240101138`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Tile
Lot Area	7,770 sqft (0.178 acres)
Lot Dimensions	129 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	213 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 E 13TH ST
City	COZAD
State	NE
Zip	69130-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000823 LOT 4 & 10FT ALLEY ON E BLK 1 SUB-DIV E130.53FT LOT 12 DARNERS FIRST
Legal Subdivision	DARNERS FIRST SUBDIVISION
Legal Block	1
Legal Lot Number	4,10,12
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2066
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E 13TH ST, COZAD, NE 69130-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · USDA Mortgage SECURITY FIRST BANK
Mar 12, 2018	Deed of Trust, Mortgage SECURITY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	20214556
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	408 E 13TH ST, COZAD, NE 69130-1609
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020214555
Date	Dec 16, 2021
Instrument	2021-4555

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	408 E 13TH ST, COZAD, NE 69130-1609
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180674
Date	Mar 12, 2018
Instrument	2018-0674

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,046 (+41.47%) Land $6,216 Building $129,830	$136,046 (+41.47%) Land $6,216 Building $129,830
2025	$1,446.00 (-4.05%)	$96,166 (+37.77%) Land $6,216 Building $89,950	$96,166 (+37.77%) Land $6,216 Building $89,950
2023	$1,507.00	$69,804 Land $4,662 Building $65,142	$69,804 Land $4,662 Building $65,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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