Chesapeake City property record for 412 Covington Ct, Chesapeake, VA 23320
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,306 sqft · built 2016 |
| Lot Size | 0.02 acres (882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $357,000 (Jun 2022) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Feb 2019 Mortgage + 1 more |
| APN | 0482020000010 |
| Primary APN | 0482020000010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,306 sqft Living Area |
| 1st Floor Area | 584 sqft |
| Upper Floors Area | 1,848 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 882 sqft (0.02 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 10 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 COVINGTON CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3899 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT A CORR CLEARFIELD OAKS CONDO PH 3 SITE 6 |
| Legal Subdivision | CLEARFIELD OAKS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2022 | Warranty Deed, Transfer · ARM TOWNE MORTGAGE |
| Feb 13, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on Record |
| Deed Sale | Jun 6, 2022 · Amount on Record |
| Deed Document Number | 202218815 |
| Deed Book / Page | 10567 / 675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 6, 2022 |
| Property Address | 412 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Document Number | 010567/675 |
| Book / Page | 10567 / 675 |
| Instrument Date | May 6, 2022 |
| Instrument | 220018815 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | CROCKETT TITLE LLC, ROCKET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Document Number | 0220018816 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 220018816 |
| Name | TOWNE MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 412 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 009987/353 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 9987/353 |
| Instrument | 190003384 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 412 COVINGTON CT, CHESAPEAKE, VA 23320-3899 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 9987/353 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 9987/353 |
| Instrument | 190003384 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,961.00 (+21.84%) | $392,200 (+9.1%) Land $100,000 Building $292,200 | $392,200 (+9.1%) Land $100,000 Building $292,200 |
| 2023 | $359,500 (+4.26%) Land $90,000 Building $269,500 | $359,500 (+4.26%) Land $90,000 Building $269,500 | |
| 2022 | $344,800 Land $80,000 Building $264,800 | $344,800 Land $80,000 Building $264,800 | |
| 2019 | $3,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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