Manatee County property record for 4156 Osprey Harbour Loop, Cortez, FL 34215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,915 sqft · built 2025 |
| Lot Size | 0.374 acres (16,273 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $372,500 (Jan 2022) |
| Tax Bill | $4,106 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Jan 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 75994-0890-9 |
| Primary APN | 75994-0890-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,915 sqft Living Area |
| Gross Area | 3,759 sqft |
| 1st Floor Area | 2,880 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 16,273 sqft (0.374 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4156 OSPREY HARBOUR LOOP |
|---|---|
| City | CORTEZ |
| State | FL |
| Zip | 34215-2593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 18 HARBOUR LANDINGS PI#75994.0890/9 |
| Legal Range | 16E |
| Legal Township | 35S |
| Legal Section | 03 |
| Legal Subdivision | HARBOUR LANDINGS |
| Legal Tract | 07599402 |
| Legal Lot Number | 18 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1107 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4156 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 21, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on Record |
| Deed Sale | Jan 21, 2022 · Amount on Record |
| Prior Sale | Mar 12, 2014 · Amount on Record |
| Deed Document Number | 20229675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 18, 2022 |
| Property Address | 4156 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2593 |
| Document Number | 0041138022 |
| Map Reference | MB 37 PG 108 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 202241138022 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 954 PINES TER, FRANKLIN LAKES, NJ 07417-1316 |
| Name | Verified Name |
|---|---|
| Address | 732 ESTUARY DR, BRADENTON, FL 34209-7329 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jan 21, 2022 |
| Property Address | 4156 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2593 |
| Document Number | 0041009675 |
| Map Reference | MB 37 PG 108 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 202241009675 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,607.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6610 WATERS EDGE WAY, LAKEWOOD RANCH, FL 34202-2253 |
| Name | Verified Name |
|---|---|
| Address | 954 PINES TER, FRANKLIN LAKES, NJ 07417-1316 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,234,036 (+303.28%) Land $306,000 Building $928,036 | $1,234,036 (+303.28%) Land $306,000 Building $928,036 | |
| 2025 | $4,106.00 (-0.39%) | $306,000 (-) Land $306,000 | $306,000 (-) Land $306,000 |
| 2024 | $4,122.00 (-2.39%) | ||
| 2023 | $4,223.00 (+180.78%) | $306,000 (+150.82%) Land $306,000 | $306,000 (+150.82%) Land $306,000 |
| 2022 | $1,504.00 | $122,000 Land $122,000 | $122,000 Land $122,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 387 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 470 condo units |
| Nearby Flood Claims | 210 (1982–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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