1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Pine Tree Dr

4155 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4155 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,955 sqft Heated Area
Lot Size138,085 sqft (3.17 acres)
OccupancyOwner Occupied
Last Sale$50,000 (2018)
Tax Bill$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN119732
Alternative APN
  • 252630507000010575

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,955 sqft Heated Area
Gross Area2,733 sqft Gross Area
1st Floor1,955 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area138,085 sqft (3.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area483 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area240 sqft Shed
Deck Area180 sqft Deck
PorchOpen Porch
Porch Area295 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number119732
Street Address4155 PINE TREE DR
CitySAINT CLOUD
StateFL
Zip34772-8536
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST UNIT 1 PB 1 PG 363 E 1/2 OF LOT 57
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR EST 1
Legal Tract5070
Legal Block1
Legal Lot Number57
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1024
Census Tract43304

Owner

Source: Osceola County records · APN 119732

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4155 PINE TREE DR, SAINT CLOUD, FL 34772-8536
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
1ST 2ND MORTGAGE CO OF NEW JERSEY INC
Jul 24, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jul 17, 2017Grant Deed
FIRST INT'L TITLE
May 15, 2017Deed of Trust, Mortgage
PEOPLES BK
May 17, 2017Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2018 · Amount on Record
Deed SaleNov 06, 2018 · Amount on Record
Prior SaleMay 17, 2017 · Amount on Record
Deed Doc Number2018165078
Deed Book / Page5429 / 2484
Record RefreshedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4155 PINE TREE DR, SAINT CLOUD, FL 34772-8536
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052890914
DateFeb 20, 2018
Book Page5289/0914
Instrument2018029630
Lender
Name1ST 2ND MORTGAGE CO OF NEW JERSEY INC
TypeMortgage Company
AddressCRESSKILL, NJ 07626
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4155 PINE TREE DR, SAINT CLOUD, FL 34772-8536
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057611429
DateJul 24, 2020
Book Page5761/1429
Instrument2020096999
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term325 Months
DueAug 01, 2047

July 2017: Grant Deed

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJul 17, 2017
Property Address4155 PINE TREE DR, SAINT CLOUD, FL 34772-8536
Document Number0051801259
Book / Page005180 / 001259
Instrument DateMay 15, 2017
Instrument103654
Record UpdatedAug 11, 2017
Title CompanyFIRST INT'L TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4155 PINE TREE DR ST CLOUD FL 347728536, ST CLOUD, FL 34772-8536

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4155 PINE TREE DR, SAINT CLOUD, FL 34772-8536
Document Number0051801261
Instrument DateMay 15, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1224 LAKE BISCAYNE WAY ORLANDO FL 328244927, ORLANDO, FL 32824-4927

Mortgage

Document Number0051801261
DateJul 17, 2017
Book Page005180/001261
Instrument103655
Lender
NamePEOPLES BK
TypeBank
AddressOVERLAND PARK, KS 66213
Agreement
AmountAmount Recorded
Term360 Months
DueJul 16, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 17, 2017
Property Address4155 PINE TREE DR, SAINT CLOUD, FL 34772-8536
Document Number0051491087
Book / Page5149 / 1087
Map ReferenceMB1 PG363
Instrument DateMay 15, 2017
Instrument2017072317
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST INTL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3375 CORD AVE, 3375, SAINT CLOUD, FL 34772-8113

Transferred To (Grantee/Buyer)

NameVerified Name
Address4155 PINE TREE DR, SAINT CLOUD, FL 34772-8536

Mortgage

Document Number0051491089
DateMay 17, 2017
Instrument5149/1089
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$172,667 (+5.99%)$413,200 (+3.35%) Land $109,600 Building $303,600
2023$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$162,914 (+3%)$399,800 (+19.77%) Land $109,600 Building $290,200
2022$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$158,169$333,800 Land $86,800 Building $247,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pine Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures