4080 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4080 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Year Built	Built 2013
Square Footage	28,712 sqft Heated Area
Lot Size	382,457 sqft (8.77 acres)
Occupancy	Owner Occupied
Last Sale	$329,300 (2005)

Property Details

APN / Parcel Number

Primary APN	`88453`
Alternative APNs	`262630006700010080` `262630344500010080`

Interior

Plumbing Fixtures	41 Plumbing Fixtures
Building Area	28,712 sqft Heated Area
Gross Area	30,712 sqft Gross Area
1st Floor	28,712 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2013
Exterior Material	Metal Exterior
Foundation Type	Footing Foundation
Roof Construction	Rigid Frame Bar Joint Roof Construction
Roof Material	Metal Roof
Lot Area	382,457 sqft (8.77 acres)
Canopy Area	2,000 sqft Canopy

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	88453
Old Parcel Number	262630344500010080
Street Address	4080 PINE TREE DR
City	SAINT CLOUD
State	FL
Zip	34772-8702
Property Usage	Other Property Usage
Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal Description	HORIZON MEADOWS PB 8 PG 139 LOT 8 LESS N 37.5 FT & LOTS 9 - 14
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	CHURCHES/RELIGIOUS
Legal Tract	67
Legal Block	1
Legal Lot Number	8-14 14
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2011
Census Tract	43304

Owner

Source: Osceola County records · APN 88453

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4080 PINE TREE DR, SAINT CLOUD, FL 34772-8702
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2005 · Amount on Record
Deed Sale	Sep 19, 2005 · Amount on Record
Deed Doc Number	2005206464
Deed Book / Page	2901 / 1533
Record Refreshed	Jun 08, 2026

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4080 PINE TREE DR, SAINT CLOUD, FL 34772-8702
Document Number	0052430438
Book / Page	005243 / 000438
Instrument Date	Nov 01, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4080 PINE TREE DR ST CLOUD FL 347728702, ST CLOUD, FL 34772-8702

Mortgage

Document Number	0052430438
Date	Nov 21, 2017
Book Page	005243/000438
Instrument	166847

Lender

Name	CHRISTIAN FIN'L RESOURCES
Type	Funding / Finance Company
Address	773 STIRLING CENTER PL, LAKE MARY, FL 32746-4856

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2027

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$2,525,000 (-0.5%) Land $361,400 Building $2,163,600	$2,525,000 (-0.5%) Land $361,400 Building $2,163,600
2023	Additional exemption filed	$2,537,600 Land $325,200 Building $2,212,400	$2,537,600 Land $325,200 Building $2,212,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 671 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.