4150 S Ruess Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 4150 S Ruess Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-08-200-013`

Property Details

APN / Parcel Number

Primary APN	`010-08-200-013`
Alternative APN	`0100820001300`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	4150 S RUESS RD
City	OWOSSO
State	MI
Zip	48867-9456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 8 T6N R2E COM AT PT ON E SEC LN S 556.71 FT FROM NE COR OF SEC S 100 FT N8901'W 252 FT N 100 FT S8901'E 252 FT TO BEG .5
Legal Range	02E
Legal Township	06N
Legal Section	08
Legal Subdivision	MCLAUGHLINS ADDITION
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BENNINGTON
Census Block Group	2
Census Block	2008
Census Tract	31401

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4150 S RUESS RD, OWOSSO, MI 48867-9456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 16, 2011
Transfer Doc	0011610057
Record Updated	Sep 20, 2026

December 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 21, 2018
Property Address	4150 S RUESS RD, OWOSSO, MI 48867-9456
Document Number	0012520812
Book / Page	001252 / 000812
Instrument Date	Dec 11, 2018
Instrument	3316298
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4150 S RUESS RD OWOSSO MI 488679456, OWOSSO, MI 48867-9456

Mortgage

Document Number	12520813
Date	Dec 21, 2018
Book Page	001252/000813
Instrument	3316298

Lender

Name	PFCU
Address	PORTLAND, MI 48875

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2033

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Bennington Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,000 (+12.64%)	$180,000 (+12.64%)
2025	$1,522.00 (+3.19%) Homeowner's exemption	$79,900 (+22.17%)	$159,800 (+22.17%)
2024	$1,475.00 (+15.14%)
2023	$1,281.00 Homeowner's exemption	$65,400	$130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20