Shiawassee County property record for 4090 S Ruess Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Feb 2022) |
| Tax Bill | $2,012 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-08-200-011 |
| Primary APN | 010-08-200-011 |
|---|---|
| Alternative APN |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Street Address | 4090 S RUESS RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 8 T6N R2E COM AT PT ON E SEC LN S 354.71 FT FROM NE COR OF SEC S ALG E LN 101 FT N8901'W TO N LN OF ETTA ROAD 252 FT N 10 |
| Legal Range | 02E |
| Legal Township | 06N |
| Legal Section | 08 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31401 |
4090 S Ruess Rd is owned and occupied by an individual who bought it in February 2022.
Source: Shiawassee County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4090 S RUESS RD, OWOSSO, MI 48867-9456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Feb 3, 2022 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Mar 18, 2021 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on File |
| Deed Sale | Feb 3, 2022 · Amount on File |
| Prior Sale | Mar 18, 2021 · Amount on File |
| Deed Document Number | 20223356440 |
| Deed Book / Page | 1292 / 539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 4090 S RUESS RD, OWOSSO, MI 48867-9456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4090 S RUESS RD, OWOSSO, MI 48867-9456 |
| Document Number | 0013350108 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 1335/108 |
| Instrument | 3399665 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 3, 2022 |
| Property Address | 4090 S RUESS RD, OWOSSO, MI 48867-9456 |
| Document Number | 0012920539 |
| Book / Page | 1292 / 539 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 3356440 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4601 PITTSBURG RD, 4601, OWOSSO, MI 48867-9237 |
| Name | Verified Name |
|---|---|
| Address | 13974 S CORK RD, PERRY, MI 48872-9516 |
| Document Number | 0003356441 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 3356441 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 18, 2021 |
| Property Address | 4090 S RUESS RD, OWOSSO, MI 48867-9456 |
| Document Number | 0012790813 |
| Book / Page | 1279 / 813 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 3343579 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $712.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4090 S RUESS RD, 4090, OWOSSO, MI 48867-9456 |
| Name | Verified Name |
|---|---|
| Address | 4090 S RUESS RD, OWOSSO, MI 48867-9456 |
The 2025 property tax bill for 4090 S Ruess Rd was $2,012 with a homeowner's exemption, up 3.1% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Bennington Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,300 (+13.61%) | $168,600 (+13.61%) | |
| 2025 | $2,012.00 (+3.07%) Homeowner's exemption | $74,200 | $148,400 |
| 2024 | $1,952.00 (+18.45%) | ||
| 2023 | $1,648.00 Homeowner's exemption | $61,100 | $122,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4090 S Ruess Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4090 S Ruess Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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