415 Wayne Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 415 Wayne Ave, Chattanooga, TN 37405

Property Summary

Property Type	Townhouse
Details	3 ba · 2,644 sqft · built 2016
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Nov 2016)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`135B D 007.02`

Property Details

APN / Parcel Number

Primary APN	`135B D 007.02`
Alternative APN	`0000383771`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,644 sqft Living Area

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000383771
Street Address	415 WAYNE AVE
City	CHATTANOOGA
State	TN
Zip	37405-3775
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 128 VALHAMBROSIA PB 4 PG 17 18 REV 106-27 OUT OF 135B-D-007 FOR 2016
Legal Subdivision	VALHAMBROSIA
Legal Lot Number	128
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	10901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 WAYNE AVE, CHATTANOOGA, TN 37405-3775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2016 · Amount on Record
Deed Sale	Nov 21, 2016 · Amount on Record
Prior Sale	Nov 21, 2016
Deed Document Number	2016112100380
Deed Book / Page	10911 / 527
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	415 WAYNE AVE, CHATTANOOGA, TN 37405-3775
Document Number	0000000088
Book / Page	011208 / 000859
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WAYNE AVE #A CHATTANOOGA TN 374053775, A, CHATTANOOGA, TN 37405-3775

Mortgage

Document Number	0000000088
Date	Nov 21, 2017
Book Page	011208/000859
Instrument	88

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 20, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,842.00 (-8.86%)	$121,575 (+34.56%)	$486,300 (+34.56%) Land $90,000 Building $396,300
2024	$2,021.00	$90,350 (-)	$361,400 (-) Land $60,000 Building $301,400
2023	$2,021.00	$90,350 (-)	$361,400 (-) Land $60,000 Building $301,400
2022	$2,021.00	$90,350	$361,400 Land $60,000 Building $301,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Wayne Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures