381 Wayne Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 381 Wayne Ave, Chattanooga, TN 37405

Property Summary

Property Type	Vacant Land
Details	1,077 sqft · built 1940
Lot Size	0.258 acres (11,250 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Jan 2020)
Tax Bill	$426 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135B D 009`

Property Details

APN / Parcel Number

Primary APN	`135B D 009`

Exterior

Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Street Address	381 WAYNE AVE
City	CHATTANOOGA
State	TN
Zip	37405-3737
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R2
Legal Description	LT 123 VALHAMBROSIA WAYNES ADDITION TO NORTH CHATTANOOGA PB 4 PGS 17 & 18 REV 119-124
Legal Subdivision	VALHAMBROSIA
Legal Lot Number	123
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	10901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1644 ROSSVILLE AVE, CHATTANOOGA, TN 37408-1908
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Quit Claim Deed, Transfer · Commercial Mortgage PINNCACLE BANK
Jan 28, 2020	Warranty Deed, Construction Loan · Construction Mortgage SMARTBANK
Nov 12, 2018	Warranty Deed, Transfer WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Prior Sale	Nov 12, 2018 · Amount on Record
Deed Document Number	202091
Deed Book / Page	11891 / 220
Prior Transfer Date	Mar 29, 2004
Prior Transfer Doc	7142731
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 21, 2022
Property Address	381 WAYNE AVE, CHATTANOOGA, TN 37405-3737
Document Number	0000000075
Book / Page	13094 / 991
Map Reference	MB 119 PG 124
Instrument Date	Sep 20, 2022
Instrument	2022092100075
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, WARRANTY TTL LLC DBA WARRANT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 ROSSVILLE AVE, CHATTANOOGA, TN 37408-1908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000130951
Date	Sep 21, 2022
Instrument	13095/1

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 28, 2020
Property Address	381 WAYNE AVE, CHATTANOOGA, TN 37405-3737
Document Number	0128000091
Book / Page	011891 / 000220
Instrument Date	Jan 24, 2020
Instrument	200128000091
Transaction Type	Construction Loan
Record Updated	Feb 25, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1644 ROSSVILLE AVE CHATTANOOGA TN 374081908, CHATTANOOGA, TN 37408-1908

Mortgage

Document Number	128000092
Date	Jan 28, 2020
Book Page	011891/000222
Instrument	200128000092

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 27, 2021

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 12, 2018
Property Address	381 WAYNE AVE, CHATTANOOGA, TN 37405-3737
Document Number	1112000023
Book / Page	011499 / 000039
Instrument Date	Nov 9, 2018
Instrument	181112000023
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount Recorded
Tax	$184.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	381 WAYNE AVE CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$426.00 (+1.67%)	$28,125 (+5%)	$112,500 (+5%) Land $112,500
2024	$419.00	$18,750 (-)	$75,000 (-) Land $75,000
2023	$419.00	$18,750	$75,000 Land $75,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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