424 Wayne Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 424 Wayne Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,412 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Aug 2020)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135B E 014.01`

Property Details

APN / Parcel Number

Primary APN	`135B E 014.01`
Alternative APN	`0000387143`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,412 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000387143
Street Address	424 WAYNE AVE
City	CHATTANOOGA
State	TN
Zip	37405-3774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 160 EVANS ADDITION TO VALHAMBROSIA PB 114 PG 125 OUT OF 135B E 014 FOR 2019
Legal Subdivision	EVANS ADDITION
Legal Lot Number	160
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	10901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 WAYNE AVE, CHATTANOOGA, TN 37405-3774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MTG
Aug 23, 2019	Deed of Trust, Mortgage SIMPLYBANK
Jul 18, 2019	Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
Jul 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Jul 18, 2019
Deed Document Number	2020082700112
Deed Book / Page	12129 / 572
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 27, 2020
Property Address	424 WAYNE AVE, CHATTANOOGA, TN 37405-3774
Document Number	0827000112
Book / Page	012129 / 000572
Instrument Date	Aug 21, 2020
Instrument	200827000112
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,517.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 WAYNE AVE CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Mortgage

Document Number	827000113
Date	Aug 27, 2020
Book Page	012129/000575
Instrument	200827000113

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	424 WAYNE AVE, CHATTANOOGA, TN 37405-3774
Document Number	0827000075
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	TITLE INSURANCE COMPANY/DAYTON, TITLE INS CO/DAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1717 LONG ST CHATTANOOGA TN 374081739, CHATTANOOGA, TN 37408-1739

Mortgage

Document Number	0827000075
Date	Aug 27, 2019
Book Page	011740/000653
Instrument	190827000075

Lender

Name	SIMPLYBANK
Address	DAYTON, TN 37321

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 18, 2019
Property Address	424 WAYNE AVE, CHATTANOOGA, TN 37405-3774
Document Number	0718000125
Book / Page	011701 / 000636
Instrument Date	Jul 17, 2019
Instrument	190718000125
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1717 LONG ST CHATTANOOGA TN 374081739, CHATTANOOGA, TN 37408-1739

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 18, 2019
Property Address	424 WAYNE AVE, CHATTANOOGA, TN 37405-3774
Document Number	0718000124
Book / Page	011701 / 000634
Instrument Date	Jul 17, 2019
Instrument	190718000124
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$536.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	418 WAYNE AVE CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (-0.75%)	$140,200 (+46.5%)	$560,800 (+46.5%) Land $67,500 Building $493,300
2024	$2,141.00	$95,700 (-)	$382,800 (-) Land $60,000 Building $322,800
2023	$2,141.00	$95,700 (-)	$382,800 (-) Land $60,000 Building $322,800
2022	$2,141.00	$95,700	$382,800 Land $60,000 Building $322,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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