Frederick County property record for 415 W 2nd St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 7 ba · 8,561 sqft · built 2019 |
| Lot Size | 0.271 acres (11,790 sqft) |
| Owner | Company Name on Record |
| Last Sale | $425,000 (Feb 2018) |
| Tax Bill | $32,945 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-590055 |
| Primary APN | 02-590055 |
|---|---|
| Alternative APN |
|
| Full Baths | 7 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 8,561 sqft Living Area |
| Gross Area | 8,929 sqft |
| 1st Floor Area | 2,982 sqft |
| Attic | Attic |
| Attic Area | 1,400 sqft |
| Basement Area | 2,665 sqft |
| Finished Basement | 2,665 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,790 sqft (0.271 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Deck Area | 52 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 590055 |
|---|---|
| Street Address | 415 W 2ND ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 PLAT 1 SECTION 11,790 SQ FT ZIMMERMAN AT BAKER PARK |
| Legal Subdivision | ZIMMERMAN/BAKER PK SEC 1 PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 750600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1741 DUAL HWY, B, HAGERSTOWN, MD 21740-6626 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS AND MERCHANTS TRUST COMPANY OF C |
| Jul 8, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS TRUST CO |
| Aug 31, 2020 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS TRUST CO |
| Jul 3, 2020 | Deed of Trust, Mortgage BOK FIN'L |
| Feb 14, 2018 | Grant Deed, Transfer OLDE STONE TITLE |
| Feb 10, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2018 · Amount on Record |
| Deed Sale | Feb 14, 2018 · Amount on Record |
| Deed Book / Page | 12278 / 257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 415 W 2ND ST, FREDERICK, MD 21701-5066 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 72 W WASHINGTON ST, HAGERSTOWN, MD 21740-4804 |
| Document Number | 0175680078 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 17568/78 |
| Name | FARMERS AND MERCHANTS TRUST COMPANY OF C |
|---|---|
| Type | Non-Lending Institution |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 415 W 2ND ST, FREDERICK, MD 21701-5066 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1741 DUAL HWY B, B, HAGERSTOWN, MD 21740-6626 |
| Document Number | 0160250229 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 16025/229 |
| Name | FARMERS & MERCHANTS TRUST CO |
|---|---|
| Type | Bank |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 415 W 2ND ST, FREDERICK, MD 21701-5066 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 72 W WASHINGTON ST, HAGERSTOWN, MD 21740-4804 |
| Document Number | 0140280001 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 14028/1 |
| Name | FARMERS & MERCHANTS TRUST CO |
|---|---|
| Type | Bank |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 415 W 2ND ST, FREDERICK, MD 21701-5066 |
| Document Number | 0139080400 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 407 W 2ND ST FREDERICK MD 217015066, FREDERICK, MD 21701-5066 |
| Document Number | 0139080400 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 013908/000400 |
| Name | BOK FIN'L |
|---|---|
| Address | TULSA, OK 74153 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 20, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 14, 2018 |
| Property Address | 415 W 2ND ST, FREDERICK, MD 21701-5066 |
| Document Number | 0122780257 |
| Book / Page | 012278 / 000257 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | OLDE STONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5300 WESTVIEW DR #306 FREDERICK MD 217038374, 306, FREDERICK, MD 21703-8374 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 10, 2017 |
| Property Address | 415 W 2ND ST, FREDERICK, MD 21701-5066 |
| Document Number | 0116640452 |
| Book / Page | 011664 / 000452 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,924,567 (+25.91%) | $2,173,700 (+20.76%) Land $393,400 Building $1,780,300 | |
| 2025 | $32,945.00 (+19.52%) | ||
| 2023 | $27,565.00 | $1,528,467 | $1,800,000 Land $305,300 Building $1,494,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1998–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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