411 W 2nd St, Frederick, MD 21701 Property Records

Frederick County property record for 411 W 2nd St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details6.5 ba · 7,049 sqft · built 2019
Lot Size0.266 acres (11,565 sqft)
OwnerCompany Name on Record
Last Sale$440,000 (Mar 2018)
Tax Bill$31,119 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jul 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN02-590057

Property Details

APN / Parcel Number

Primary APN02-590057
Alternative APN
  • 590057

Interior

Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area7,049 sqft Living Area
1st Floor Area2,506 sqft
AtticAttic
Attic Area1,230 sqft
Basement Area2,200 sqft
Finished Basement2,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,565 sqft (0.266 acres)
Garage TypeDetached
Garage Area900 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area486 sqft
PorchOpen Porch
Porch Area243 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number590057
Street Address411 W 2ND ST
CityFREDERICK
StateMD
Zip21701-5066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 PLAT 1 SECTION 11,565 SQ FT ZIMMERMAN AT BAKER PARK
Legal SubdivisionPLAT 1 ZIMMERMAN AT BAKER PARK
Legal Lot Number3
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2026
Census Tract750600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1741 DUAL HWY, B, HAGERSTOWN, MD 21740-6626
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Commercial Mortgage
FARMERS AND MERCHANTS TRUST COMPANY OF C
Jul 8, 2022Deed of Trust, Mortgage · Commercial Mortgage
FARMERS & MERCHANTS TRUST CO
Nov 30, 2018Trustee's Deed, Construction Loan · Construction Mortgage
FARMERS & MERCHANTS TR/CHAMBER
Nov 14, 2018Grant Deed, Transfer
OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO
Mar 28, 2018Grant Deed, Transfer
OLDE TOWNE TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2018 · Amount on Record
Deed SaleMar 28, 2018 · Amount on Record
Deed Book / Page12336 / 32
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address411 W 2ND ST, FREDERICK, MD 21701-5066
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0175680078
DateOct 22, 2025
Book Page17568/78
Lender
NameFARMERS AND MERCHANTS TRUST COMPANY OF C
TypeNon-Lending Institution
AddressCHAMBERSBURG, PA 17201
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address411 W 2ND ST, FREDERICK, MD 21701-5066
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1741 DUAL HWY B, B, HAGERSTOWN, MD 21740-6626

Mortgage

Document Number0160250219
DateJul 8, 2022
Book Page16025/219
Lender
NameFARMERS & MERCHANTS TRUST CO
TypeBank
AddressCHAMBERSBURG, PA 17201
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFREDERICK MD
Recording DateNov 30, 2018
Property Address411 W 2ND ST, FREDERICK, MD 21701-5066
Document Number0127330511
Book / Page012733 / 000511
Instrument DateNov 16, 2018
Transaction TypeConstruction Loan
Record UpdatedDec 13, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address72 W WASHINGTON ST HAGERSTOWN MD 217404804, HAGERSTOWN, MD 21740-4804

Mortgage

Document Number127330511
DateNov 30, 2018
Book Page012733/000511
Lender
NameFARMERS & MERCHANTS TR/CHAMBER
AddressCHAMBERSBURG, PA 17201
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateNov 14, 2018
Property Address411 W 2ND ST, FREDERICK, MD 21701-5066
Document Number0127110079
Book / Page012711 / 000079
Instrument DateNov 8, 2018
Transaction TypeTransfer
Record UpdatedNov 30, 2018
Title CompanyOLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5300 WESTVIEW DR #306 FREDERICK MD 217038374, 306, FREDERICK, MD 21703-8374

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMar 28, 2018
Property Address411 W 2ND ST, FREDERICK, MD 21701-5066
Document Number0123360032
Book / Page012336 / 000032
Instrument DateMar 22, 2018
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanyOLDE TOWNE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5300 WESTVIEW DR #306 FREDERICK MD 217038374, 306, FREDERICK, MD 21703-8374

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,778,433 (+24.63%)$1,935,300 (+13.84%) Land $391,700 Building $1,543,600
2025$31,119.00 (+20.89%)
2023$25,741.00$1,427,000$1,700,000 Land $304,600 Building $1,395,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1998–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimMay 2021 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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