410 W 2nd St, Frederick, MD 21701 Property Records

Frederick County property record for 410 W 2nd St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,486 sqft · built 1946
Lot Size0.162 acres (7,050 sqft)
Owner2 Trust Names on File
Last Sale$520,000 (Nov 2007)
Tax Bill$11,935 (2025)
Deeds & MortgagesOct 2025 Transfer
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-098628

Property Details

APN / Parcel Number

Primary APN02-098628
Alternative APNs
  • 2098628
  • 098628

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,486 sqft Living Area
1st Floor Area1,130 sqft
AtticAttic
Attic Area280 sqft
Basement Area420 sqft
Finished Basement420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area7,050 sqft (0.162 acres)
Lot Dimensions141 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area530 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number098628
Street Address410 W 2ND ST
CityFREDERICK
StateMD
Zip21701-4859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLT #34 50 X 141 410 W. 2ND ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number34
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2040
Census Tract750600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

410 W 2nd St is owner-occupied and held in a trust since September 2025.

Source: Frederick County records, as of August 26, 2026

Owner of Record2 Trust Names on File
Mailing Address410 W 2ND ST, FREDERICK, MD 21701-4859
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Intrafamily Transfer, Transfer
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2007 · Amount on File
Deed SaleNov 20, 2007 · Amount on File
Deed Document Number200775918
Deed Book / Page6805 / 242
Last Transfer DateSep 24, 2025
Transfer Doc0175530248
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateOct 10, 2025
Property Address410 W 2ND ST, FREDERICK, MD 21701-4859
Document Number0175530248
Book / Page17553 / 248
Map ReferenceMB EGH 3 FO 92
Instrument DateSep 24, 2025
Transaction TypeTransfer
Record UpdatedOct 28, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address410 W 2ND ST, FREDERICK, MD 21701-4859

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address410 W 2ND ST, FREDERICK, MD 21701-4859
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145020489
DateFeb 2, 2021
Book Page14502/489
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term238 Months
DueDec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 410 W 2nd St was $11,935, up 4.7% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$757,933 (+6.39%)$849,000 (+19.17%) Land $325,500 Building $523,500
2025$11,935.00 (+4.72%) Homeowner's exemption$712,400 Land $244,200 Building $468,200$712,400 Land $244,200 Building $468,200
2024$11,397.00 (+7.22%)
2023$10,630.00 Homeowner's exemption$608,867$712,400 Land $244,200 Building $468,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 W 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1998–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimMay 2021 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 410 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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