415 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 415 S Main St, Findlay, OH 45840

Property Summary

Property Type	Commercial
Details	2,800 sqft · built 1890
Lot Size	0.068 acres (2,962 sqft)
Owner	Company Name on Record
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`1011-183-14-009.001`

Property Details

APN / Parcel Number

Primary APN	`1011-183-14-009.001`
Alternative APN	`210001032509`

Interior

Stories	1 Story
Building Area	2,800 sqft Living Area
Upper Floors Area	2,800 sqft
Flooring	Carpet
Elevator	Elevator

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1936
Exterior Material	Brick
Roof Type	Shed Roof
Lot Area	2,962 sqft (0.068 acres)
Lot Dimensions	141 ft deep x 21 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 S MAIN ST
City	FINDLAY
State	OH
Zip	45840-3207
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	FINDLAY ADD LOT 96 NW PT
Legal Subdivision	FINDLAY ADD
Legal Lot Number	96
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1013
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1562, FINDLAY, OH 45839-1562
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Warranty Deed, Transfer · Commercial Mortgage THE CITIZENS NATIONAL BANK OF BLUFF
Jan 19, 2022	Quit Claim Deed, Transfer Quitclaim
May 26, 2021	Warranty Deed, Transfer · Line of Credit THE FORT JENNINGS STATE BANK
Oct 13, 2017	Warranty Deed, Transfer ELECTRIC DELUXE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 17, 2023
Property Address	415 S MAIN ST, FINDLAY, OH 45840-3207
Document Number	02606/3283
Book / Page	2606 / 3283
Instrument Date	Oct 13, 2023
Instrument	202300006964
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S MAIN ST, FINDLAY, OH 45840-3207

Mortgage

Document Number	202300006965
Date	Oct 17, 2023
Instrument	202300006965

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 19, 2022
Property Address	415 S MAIN ST, FINDLAY, OH 45840-3207
Document Number	002591/358
Book / Page	2591 / 358
Instrument Date	Dec 10, 2021
Instrument	202200000546
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 ROAD 5, LEIPSIC, OH 45856-8211

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	May 26, 2021
Property Address	415 S MAIN ST, FINDLAY, OH 45840-3207
Document Number	02582/2492
Book / Page	2582 / 2492
Instrument Date	May 12, 2021
Instrument	202100006122
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 ROAD 5, LEIPSIC, OH 45856-8211

Mortgage

Document Number	202100006123
Date	May 26, 2021
Instrument	202100006123

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 13, 2017
Property Address	415 S MAIN ST, FINDLAY, OH 45840-3207
Document Number	02527/1192
Book / Page	2527 / 1192
Instrument Date	Oct 4, 2017
Instrument	201700008778
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 S GRIFFITH ST, SYCAMORE, OH 44882-9694

Mortgage

Document Number	201700008779
Date	Oct 13, 2017
Instrument	201700008779

Lender

Name	ELECTRIC DELUXE LTD
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,141.00 (-41.02%)	$39,540 (-38.86%) Land $10,140 Building $29,400	$112,980 (-38.85%) Land $28,980 Building $84,000
2023	$3,630.00 (+0.53%)	$64,670 (-) Land $8,820 Building $55,850
2022	$3,611.00	$64,670 Land $8,820 Building $55,850	$184,770 Land $25,200 Building $159,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	308 (1981–2017)
Claims Outside the SFHA	7 of 308
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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