Hancock County property record for 408 S Main St, Findlay, OH 45840
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,675 sqft · built 2019 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,203 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-134-25-006.000 |
| Primary APN | 1010-134-25-006.000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 3,675 sqft Living Area |
| Flooring | Wood |
| Elevator | Elevator |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Roof Type | Shed Roof |
| Roof Material | Built-Up Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 200 ft deep x 25 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 408 S MAIN ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3210 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | FINDLAY ADD LOT 14 S1/2 |
| Legal Subdivision | FINDLAY ADD |
| Legal Lot Number | 14 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 902 |
Source: Hancock County records · APN 1010-134-25-006.000
Assessment roll updated May 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6713 TOWNSHIP ROAD 212, FINDLAY, OH 45840-8728 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 29, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NICKOLAS XI LLC |
| Apr 22, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Mar 14, 2019 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Apr 18, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2022 |
| Deed Sale | Nov 29, 2022 |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Document Number | 202210351 |
| Deed Book / Page | 2599 / 2564 |
| Prior Transfer Date | May 12, 2004 |
| Prior Transfer Doc | 0000007323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Nov 29, 2022 |
| Property Address | 408 S MAIN ST, FINDLAY, OH 45840-3210 |
| Document Number | 02599/2564 |
| Book / Page | 2599 / 2564 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 202200010351 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2022 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6713 TWP ROAD 212, 212, FINDLAY, OH 45840 |
| Document Number | 202200010352 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 202200010352 |
| Name | NICKOLAS XI LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 408 S MAIN ST, FINDLAY, OH 45840-3210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 02567/3690 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 2567/3690 |
| Instrument | 202000003446 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 408 S MAIN ST, FINDLAY, OH 45840-3210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | FLAG CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 02553/1684 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 2553/1684 |
| Instrument | 201900001777 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 12, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Apr 18, 2018 |
| Property Address | 408 S MAIN ST, FINDLAY, OH 45840-3210 |
| Document Number | 02536/1681 |
| Book / Page | 2536 / 1681 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 201800002891 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 208 S GRIFFITH ST, SYCAMORE, OH 44882-9694 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,203.00 (+8.38%) | $22,220 (+12.34%) Land $14,220 Building $8,000 | $63,480 (+12.35%) Land $40,630 Building $22,850 |
| 2023 | $1,110.00 | $19,780 Land $12,370 Building $7,410 | |
| 2022 | $56,500 Land $35,330 Building $21,170 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Findlay Downtown Historic District listed 1985 · 263 contributing resources · NRIS 85000402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
May also be available: Amplex Electric, Defiance Holdings, T-Mobile USA.
Based on FCC filings for 405 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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