Hancock County property record for 407 S Main St, Findlay, OH 45840
| Property Type | Restaurant |
|---|---|
| Details | 2,480 sqft · built 1974 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Company Name on File |
| Last Sale | $130,000 (Feb 2001) |
| Tax Bill | $1,695 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 1011-183-14-007.000 |
| Primary APN | 1011-183-14-007.000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 15 Plumbing Fixtures |
|---|---|
| Stories | 4 Stories |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 500 sqft |
| Flooring | Tile |
| Interior Walls | Finished/Painted |
| Elevator | Elevator |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Foundation Type | No Foundation |
| Roof Type | Shed Roof |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 200 ft deep x 20 ft wide |
| Patio Area | 60 sqft |
| Balcony Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 S MAIN ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3207 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | FINDLAY ADD LOT 94 MID 20FT |
| Legal Subdivision | FINDLAY ADD |
| Legal Lot Number | 94 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 800 |
407 S Main St, a commercial property, is owned by a company that bought it in February 2001.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 407 S MAIN ST, FINDLAY, OH 45840-3207 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2001 · Amount on File |
| Deed Sale | Feb 26, 2001 · Amount on File |
| Prior Sale | Aug 7, 1995 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 407 S MAIN ST, FINDLAY, OH 45840-3207 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02562/2890 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 2562/2890 |
| Instrument | 201900009171 |
| Name | THE FORT JENNINGS STATE BANK |
|---|---|
| Type | Bank |
| Address | FORT JENNINGS, OH 45844 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 17, 2039 |
The 2025 property tax bill for 407 S Main St was $1,695.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,695.00 | $31,300 Land $11,380 Building $19,920 | $89,400 Land $32,500 Building $56,900 |
| 2023 | $1,605.00 | $28,590 Land $9,890 Building $18,700 | |
| 2022 | $81,700 Land $28,260 Building $53,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 308 (1981–2017) |
| Claims Outside the SFHA | 7 of 308 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 407 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.
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