415 Ruth St, Benton, AR 72019 Property Records

Saline County property record for 415 Ruth St, Benton, AR 72019

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,032 sqft · built 1991
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Tax Bill$1,177 (2025)
Deeds & MortgagesMar 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN800-45288-000

Property Details

APN / Parcel Number

Primary APN800-45288-000
Alternative APN
  • 61198

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,032 sqft Living Area
Gross Area1,272 sqft
1st Floor Area1,032 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAluminum
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area240 sqft
DrivewayConcrete Driveway
Driveway Area384 sqft
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number61198
Street Address415 RUTH ST
CityBENTON
StateAR
Zip72019-6116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2025-004379
Legal Range15W
Legal Township02S
Legal Section02
Legal SubdivisionMCNEIL
Legal Block8
Legal Lot Number5
JurisdictionSALINE AR
Township / Civil DivisionBAUXITE
Census Block Group2
Census Block2011
Census Tract10302

Owner

Source: Saline County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address419 RUTH ST, BENTON, AR 72019-6116
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2010
Deed SaleApr 1, 2010
Deed Document Number201024090
Last Transfer DateMar 7, 2025
Transfer Doc0000004379
Record UpdatedSep 20, 2026

March 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSALINE AR
Recording DateMar 14, 2025
Property Address415 RUTH ST, BENTON, AR 72019-6116
Document Number0000004379
Instrument DateMar 7, 2025
Instrument2025-004379
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address415 RUTH ST, BENTON, AR 72019-6116

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 RUTH ST, BENTON, AR 72019-6116

Mortgage

Document Number0000004380
DateMar 14, 2025
Instrument2025-004380
Lender
NameMERCHANTS & FARMERS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMar 7, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateArkansas
MunicipalityBenton City
CountySaline County
Unified School DistrictBenton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,177.00$23,573 (-) Land $3,360 Building $20,213$117,865 (-) Land $16,800 Building $101,065
2024$1,177.00 (+79.97%)
2023$654.00 Homeowner's exemption$23,573 Land $3,360 Building $20,213$117,865 Land $16,800 Building $101,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimApr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON WATERWORKS
serves 30,681 people · EPA ID AR0000484
Water SourceSurface water
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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