Saline County property record for 504 Ruth St, Benton, AR 72019
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,750 sqft · built 2019 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (May 2023) |
| Tax Bill | $2,247 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-45279-000 |
| Primary APN | 800-45279-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 1,750 sqft |
| Flooring | Carpet |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 780 sqft |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 504 RUTH ST |
|---|---|
| City | BENTON |
| State | AR |
| Zip | 72019-2229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2023-008928 |
| Legal Range | 15W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | MCNEIL |
| Legal Block | 7 |
| Legal Lot Number | 20 |
| Jurisdiction | SALINE AR |
| Township / Civil Division | BAUXITE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10302 |
504 Ruth St is owned and occupied by two individuals who bought it in May 2023.
Source: Saline County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 504 RUTH ST, BENTON, AR 72019-2229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| May 24, 2023 | Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| Oct 21, 2020 | Deed of Trust, Mortgage FIRST SVC BK |
| Aug 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS BK |
| Jan 19, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on File |
| Deed Sale | May 24, 2023 · Amount on File |
| Deed Document Number | 20238928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Jul 21, 2026 |
| Property Address | 504 RUTH ST, BENTON, AR 72019-2229 |
| Document Number | 0000015625 |
| Book / Page | 2026 / 15625 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202615625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 504 RUTH ST, BENTON, AR 72019-2229 |
| Document Number | 0000015625, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 2026/15625 |
| Instrument | 202615625 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Jun 1, 2053 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | May 24, 2023 |
| Property Address | 504 RUTH ST, BENTON, AR 72019-2229 |
| Document Number | 0000008928 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023-008928 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | FIRST NATIONAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 RUTH ST, BENTON, AR 72019-2229 |
| Name | Verified Name |
|---|---|
| Address | 504 RUTH ST, BENTON, AR 72019-2229 |
| Document Number | 0000008929 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023-008929 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 504 RUTH ST, BENTON, AR 72019-2229 |
| Document Number | 0000023924 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2800 SILVERTON DR BENTON AR 720198242, BENTON, AR 72019-8242 |
| Document Number | 0000023924 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 23924 |
| Name | FIRST SVC BK |
|---|---|
| Type | Bank |
| Address | 700 HARDIN RD, LITTLE ROCK, AR 72211-3565 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 21, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 504 RUTH ST, BENTON, AR 72019-2229 |
| Document Number | 0000016139 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2800 SILVERTON DR BENTON AR 720198242, BENTON, AR 72019-8242 |
| Document Number | 0000016139 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 16139 |
| Name | FARMERS BK |
|---|---|
| Type | Bank |
| Address | BRYANT, AR 72022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Jan 19, 2018 |
| Property Address | 504 RUTH ST, BENTON, AR 72019-2229 |
| Document Number | 0000001023 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 1023 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $283.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2800 SILVERTON DR BENTON AR 720198242, BENTON, AR 72019-8242 |
Source: Saline County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| Municipality | Benton City |
| County | Saline County |
| Unified School District | Benton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,247.00 | $40,568 (-) Land $3,360 Building $37,208 | $202,840 (-) Land $16,800 Building $186,040 |
| 2024 | $2,247.00 (+16.18%) | ||
| 2023 | $1,934.00 | $40,568 Land $3,360 Building $37,208 | $202,840 Land $16,800 Building $186,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 504 Ruth St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Apr 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 Ruth St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures