Saline County property record for 408 Ruth St, Benton, AR 72019
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,382 sqft · built 2013 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,900 (Dec 2014) |
| Tax Bill | $1,054 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-45284-000 |
| Primary APN | 800-45284-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| Flooring | Steel Beam |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Driveway | Driveway |
| Driveway Area | 612 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 262 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 61194 |
|---|---|
| Street Address | 408 RUTH ST |
| City | BENTON |
| State | AR |
| Zip | 72019-6117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2018-009974 |
| Legal Range | 15W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | MCNEIL |
| Legal Block | 7 |
| Legal Lot Number | 25 |
| Jurisdiction | SALINE AR |
| Township / Civil Division | BAUXITE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10302 |
408 Ruth St is owned and occupied by an individual who acquired it in May 2018.
Source: Saline County records, as of October 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 RUTH ST, BENTON, AR 72019-6117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK |
| May 30, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SECURITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2014 · Amount on File |
| Deed Sale | Dec 10, 2014 · Amount on File |
| Prior Sale | Dec 10, 2014 · Amount on File |
| Deed Document Number | 0000090923 |
| Last Transfer Date | May 30, 2018 |
| Transfer Doc | 0000009974 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Jan 20, 2026 |
| Property Address | 408 RUTH ST, BENTON, AR 72019-6117 |
| Document Number | 0000001286 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026-001286 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $709.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1029 S BLACKJACK LN, MUSTANG, OK 73064-4632 |
| Name | Verified Name |
|---|---|
| Address | 2700 CREEKSIDE DR, ALEXANDER, AR 72002-7049 |
| Document Number | 0000001287 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026-001287 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 16, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | May 30, 2018 |
| Property Address | 408 RUTH ST, BENTON, AR 72019-6117 |
| Document Number | 0000009974 |
| Instrument Date | May 21, 2018 |
| Instrument | 2018-009974 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000009975 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018-009975 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Saline County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| Municipality | Benton City |
| County | Saline County |
| Unified School District | Benton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,025 Land $3,360 Building $29,665 | ||
| 2024 | $1,054.00 (-0.66%) | ||
| 2023 | $1,061.00 Homeowner's exemption | $33,025 Land $3,360 Building $29,665 | $165,125 Land $16,800 Building $148,325 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 Ruth St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Apr 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Ruth St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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