415 N Washington St, Constantine, MI 49042 Property Records

St. Joseph County property record for 415 N Washington St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,470 sqft
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,900 (Jul 2017)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-090-035-00`

Property Details

APN / Parcel Number

Primary APN	`043-090-035-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,470 sqft Building Perimeter
1st Floor Area	1,470 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft

Exterior

Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	132 ft deep x 158 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 N WASHINGTON ST
City	CONSTANTINE
State	MI
Zip	49042-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 5 ASSESSORS PLAT OF GARBERS ADD VIL OF CONSTANTINE. ALSO LOT 3 BLK 2 SCHELLHOUS & THORNS ADD EXC: COM ELY MOST COR
Legal Subdivision	VIL OF CONSTANTINE
Legal Block	2,5
Legal Lot Number	60
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	1
Census Block	1023
Census Tract	41101

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 N WASHINGTON ST, CONSTANTINE, MI 49042-1045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Intrafamily Transfer, Transfer
Apr 27, 2023	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jul 27, 2017	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jul 27, 2017	Re-recorded Document PARKS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Book / Page	1879 / 55
Last Transfer Date	Jan 28, 2026
Transfer Doc	2026001835
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 13, 2026
Property Address	415 N WASHINGTON ST, CONSTANTINE, MI 49042-1045
Document Number	2026001835
Map Reference	LB 2 PG 49
Instrument Date	Jan 28, 2026
Instrument	2026001835
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 N WASHINGTON ST, CONSTANTINE, MI 49042-1045

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	415 N WASHINGTON ST, CONSTANTINE, MI 49042-1045

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	415 N WASHINGTON ST, CONSTANTINE, MI 49042-1045
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003347
Date	Apr 27, 2023
Instrument	2023003347

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jan 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 27, 2017
Property Address	415 N WASHINGTON ST, CONSTANTINE, MI 49042-1045
Document Number	1879/0055
Book / Page	1879 / 0055
Map Reference	LB2 PG49
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	539 IRA AVE, 539, KALAMAZOO, MI 49048-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53786 PARKVILLE RD, THREE RIVERS, MI 49093-9610

Mortgage

Document Number	18790057
Date	Jul 27, 2017
Instrument	1879/0057

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 27, 2017
Property Address	415 N WASHINGTON ST, CONSTANTINE, MI 49042-1045
Document Number	1879/0053
Book / Page	1879 / 0053
Map Reference	LB45 PG478
Instrument Date	Sep 8, 2016
Record Updated	Jul 22, 2021
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 IRA AVE, KALAMAZOO, MI 49048-2126

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,600 (+11.84%)	$217,200 (+11.84%)
2025	$1,747.00 Homeowner's exemption	$97,100 Land $9,100 Building $88,000	$194,200 Land $18,200 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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