324 N Washington St, Constantine, MI 49042 Property Records

St. Joseph County property record for 324 N Washington St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,204 sqft · built 1900
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,900 (Dec 2025)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`043-090-022-00`

Property Details

APN / Parcel Number

Primary APN	`043-090-022-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,204 sqft Building Perimeter
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	132 ft deep x 115 ft wide
Garage Area	660 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	324 N WASHINGTON ST
City	CONSTANTINE
State	MI
Zip	49042-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 4. ASSESSORS PLAT OF GARBERS ADD. VIL OF CONSTANTINE.
Legal Subdivision	VIL OF CONSTANTINE
Legal Block	4
Legal Lot Number	7
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	2
Census Block	2029
Census Tract	41101

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 E WEST ST, STURGIS, MI 49091-1561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Fiduciary Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 14, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Deed Document Number	20259473
Prior Transfer Date	Apr 23, 1997
Prior Transfer Doc	2025008137
Record Updated	Sep 20, 2026

December 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 4, 2025
Property Address	324 N WASHINGTON ST, CONSTANTINE, MI 49042-1044
Document Number	2025009473
Map Reference	LB 2 PG 49
Instrument Date	Nov 19, 2025
Instrument	2025009473
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62942 CONSTANTINE RD, CONSTANTINE, MI 49042-9774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 E WEST ST, STURGIS, MI 49091-1561

Mortgage

Document Number	2025009474
Date	Dec 4, 2025
Instrument	2025009474

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 14, 2025
Property Address	324 N WASHINGTON ST, CONSTANTINE, MI 49042-1044
Document Number	2025008137
Map Reference	LB 2 PG 49
Instrument Date	Apr 23, 1997
Instrument	2025008137
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 N WASHINGTON ST, CONSTANTINE, MI 49042-1044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 N WASHINGTON ST, CONSTANTINE, MI 49042-1044

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,000 (+10.74%) Land $11,600 Building $54,400	$132,000 (+10.74%) Land $23,200 Building $108,800
2025	$1,525.00 (+60.19%) Homeowner's exemption	$59,600 Land $9,800 Building $49,800	$119,200 Land $19,600 Building $99,600
2024	$952.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSTANTINE serves 2,075 people · EPA ID MI0001600
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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