445 N Washington St, Constantine, MI 49042 Property Records

St. Joseph County property record for 445 N Washington St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,749 sqft · built 1900
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`043-090-037-00`

Property Details

APN / Parcel Number

Primary APN	`043-090-037-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,749 sqft Building Perimeter
1st Floor Area	1,301 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	135 ft deep x 225 ft wide
Garage Area	1,020 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	445 N WASHINGTON ST
City	CONSTANTINE
State	MI
Zip	49042-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 BLK 5 ASSESSORS PLAT OF GARBERS ADD. VIL OF CONSTANTINE. (COMB W/ 043-090-036-00 FOR 2024)
Legal Subdivision	VIL OF CONSTANTINE
Legal Block	5
Legal Lot Number	2-3
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	1
Census Block	1023
Census Tract	41101

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 N WASHINGTON ST, CONSTANTINE, MI 49042-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
May 1, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 1998
Deed Sale	Aug 27, 1998
Deed Book / Page	852 / 781
Last Transfer Date	Apr 11, 2019
Transfer Doc	1957/0210
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	445 N WASHINGTON ST, CONSTANTINE, MI 49042-1045
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445N WASHINGTON ST, CONSTANTINE, MI 49042
Investor	Possibly a Property Investor

Mortgage

Document Number	2024001809
Date	Mar 21, 2024
Instrument	2024001809

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	May 1, 2019
Property Address	445 N WASHINGTON ST, CONSTANTINE, MI 49042-1045
Document Number	1957/0210
Book / Page	1957 / 0210
Map Reference	LB 2 PG 49
Instrument Date	Apr 11, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 N WASHINGTON ST, 445, CONSTANTINE, MI 49042-1045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 N WASHINGTON ST, CONSTANTINE, MI 49042-1045

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,100 (+11.36%) Land $22,800 Building $73,300	$192,200 (+11.36%) Land $45,600 Building $146,600
2025	$2,016.00 Homeowner's exemption	$86,300 Land $19,400 Building $66,900	$172,600 Land $38,800 Building $133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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