McLennan County property record for 415 N 23rd St, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1940 |
| Lot Size | 0.211 acres (9,226 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,481 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 480449000013006 |
| Primary APN | 480449000013006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,226 sqft (0.211 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 72 sqft |
| Fence | Fence |
| Storage Building | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 197493 |
|---|---|
| Old Parcel Number | 4804490000130060111 |
| Street Address | 415 N 23RD ST |
| City | WACO |
| State | TX |
| Zip | 76707-3465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | WILLOW WOOD LOT 13 BLOCK 1 ACRES .2118 |
| Legal Subdivision | WILLOW WOOD |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 700 |
Source: McLennan County records · APN 480449000013006
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 804 CROSSBOW CIR, WACO, TX 76712-3404 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan CENTRAL NATIONAL BANK |
| Feb 01, 2020 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Feb 01, 2019 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Feb 01, 2018 | Loan Modification, Mortgage CENTRAL NAT'L BK/ALVA |
| Dec 30, 2016 | Deed of Trust, Mortgage CENTRAL NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 415 N 23RD ST, WACO, TX 76707-3465 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 804 CROSSBOW CIR, WACO, TX 76712-3404 |
| Document Number | 0000039899 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025039899 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 415 N 23RD ST, WACO, TX 76707-3465 |
| Document Number | 0000005154 |
| Instrument Date | Feb 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 415 N 23RD ST |
| Document Number | 0000005154 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 5154 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 13, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 415 N 23RD ST, WACO, TX 76707-3465 |
| Document Number | 0000006853 |
| Instrument Date | Feb 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2812 ALEXANDER AVE WACO TX 767082636, WACO, TX 76708-2636 |
| Document Number | 0000006853 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | 6853 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Mar 03, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 415 N 23RD ST, WACO, TX 76707-3465 |
| Document Number | 0000010023 |
| Instrument Date | Feb 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 415 N 23RD ST |
| Document Number | 0000010023 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 10023 |
| Name | CENTRAL NAT'L BK/ALVA |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Mar 28, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 415 N 23RD ST, WACO, TX 76707-3465 |
| Document Number | 0000011694 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 415 N 23RD ST WACO TX 767073465, WACO, TX 76707-3465 |
| Document Number | 0000011694 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 11694 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Amount | Amount Recorded |
|---|
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,000 (+9.09%) Land $26,480 Building $93,520 | $120,000 (+9.09%) Land $26,480 Building $93,520 | |
| 2024 | $2,481.00 (+0.61%) | ||
| 2023 | $110,000 Land $26,480 Building $83,520 | $110,000 Land $26,480 Building $83,520 | |
| 2022 | $2,466.00 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Helmsco Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 301 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WACO serves 146,241 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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