404 N 23rd St, Waco, TX 76707 Property Records

McLennan County property record for 404 N 23rd St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,559 sqft · built 1925
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Oct 2011)
Tax Bill	$3,397 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-044900-002800-2`

Property Details

APN / Parcel Number

Primary APN	`48-044900-002800-2`
Alternative APNs	`4804490000280020111` `197508`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,559 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1940
Exterior Material	Other
Roof Material	Tile
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Driveway	Concrete Driveway
Driveway Area	652 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Patio Area	154 sqft
Storage Building	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 N 23RD ST
City	WACO
State	TX
Zip	76707-3464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WILLOW WOOD LOT 15 BLOCK 2 ACRES .1722
Legal Subdivision	WILLOW WOOD
Legal Block	2
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2037
Census Tract	700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 N 23RD ST, WACO, TX 76707-3464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage COMMUNITY BANK & TRUST
Jun 26, 2023	Affidavit of Death of Joint Tenant, Transfer
Jun 26, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2011 · Amount on Record
Deed Sale	Oct 6, 2011 · Amount on Record
Deed Document Number	201131186
Prior Transfer Date	Dec 2, 2010
Prior Transfer Doc	0000000538
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	404 N 23RD ST, WACO, TX 76707-3464
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N 23RD ST, WACO, TX 76707-3464

Mortgage

Document Number	0000004632
Date	Feb 7, 2022
Instrument	2022004632

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCLENNAN TX
Recording Date	Jun 26, 2023
Property Address	404 N 23RD ST, WACO, TX 76707-3464
Document Number	0000019289
Map Reference	VOL 275 PG 171
Instrument Date	Jun 22, 2023
Instrument	2023019289
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N 23RD ST, WACO, TX 76707-3464

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCLENNAN TX
Recording Date	Jun 26, 2023
Property Address	404 N 23RD ST, WACO, TX 76707-3464
Document Number	0000019288
Map Reference	VOL 275 PG 171
Instrument Date	Jun 22, 2023
Instrument	2023019288
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N 23RD ST, WACO, TX 76707-3464

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,875 (-21.65%) Land $25,650 Building $132,225	$157,875 (-21.65%) Land $25,650 Building $132,225
2025	$3,397.00 (-5.95%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$201,490 (+9.48%) Land $23,250 Building $178,240	$201,490 (+9.48%) Land $23,250 Building $178,240
2024	$3,612.00
2023		$184,040 (+6.8%) Land $23,250 Building $160,790	$184,040 (+6.8%) Land $23,250 Building $160,790
2022	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$172,330 Land $20,250 Building $152,080	$172,330 Land $20,250 Building $152,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband, T-Mobile.

Nearby Properties on N 23rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures