400 N 23rd St, Waco, TX 76707 Property Records

McLennan County property record for 400 N 23rd St, Waco, TX 76707

Property Summary

Property Type	Commercial
Details	3 bd · 1 ba · 1,554 sqft · built 1927
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Tax Bill	$8,732 (2025)
Deeds & Mortgages	Jan 2026 Sale Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-044900-002900-9`

Property Details

APN / Parcel Number

Primary APN	`48-044900-002900-9`
Alternative APNs	`4804490000290090111` `197509`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,554 sqft Gross Area
1st Floor Area	1,554 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1945
Exterior Material	Other
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	468 sqft
Driveway	Asphalt Driveway
Driveway Area	333 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Patio Area	48 sqft
Canopy	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	400 N 23RD ST
City	WACO
State	TX
Zip	76707-3464
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R1B
Legal Description	WILLOW WOOD LOT 16 BLOCK 2 ACRES .1722
Legal Subdivision	WILLOW WOOD
Legal Block	2
Legal Lot Number	16
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2037
Census Tract	700

Owner

400 N 23rd St, a commercial property, is owned by a company that acquired it in January 2026.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	901 S MOPAC EXPY, 200, AUSTIN, TX 78746-5759
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Special Warranty Deed, Transfer
Jun 13, 2023	Warranty Deed, Transfer
Dec 1, 2022	Warranty Deed, Transfer · Loan Assumption COMMUNITY BANK & TRUST
Dec 8, 2017	Loan Modification, Mortgage NATIONAL UNITED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026
Deed Sale	Jan 16, 2026
Prior Sale	Jun 13, 2023
Deed Document Number	20261610
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	0000017744
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 16, 2026
Property Address	400 N 23RD ST, WACO, TX 76707-3464
Document Number	0000001610
Map Reference	VOL 275 PG 10
Instrument Date	Dec 18, 2025
Instrument	2026001610
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 S MOPAC EXPY STE 150, 150, AUSTIN, TX 78746-7082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 S MOPAC EXPY # VV, VV, AUSTIN, TX 78746-5776

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 13, 2023
Property Address	400 N 23RD ST, WACO, TX 76707-3464
Document Number	0000017744
Map Reference	VOL 275 PG 10
Instrument Date	Jun 12, 2023
Instrument	2023017744
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2700 S ST, AUSTIN, TX 78704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 S INTERSTATE 35 # 302, 302, AUSTIN, TX 78704-5779
Investor	Possibly a Property Investor

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 1, 2022
Property Address	400 N 23RD ST, WACO, TX 76707-3464
Document Number	0000045901
Map Reference	VOL 275 PG 10
Instrument Date	Dec 1, 2022
Instrument	2022045901
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 E WALNUT ST, WACO, TX 76704-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 S INTERSTATE 35 # 800, 800, AUSTIN, TX 78704-5779

Mortgage

Document Number	0000045801
Date	Dec 1, 2022
Instrument	2022045801

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount on Record

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	400 N 23RD ST, WACO, TX 76707-3464
Document Number	0000000726
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000726
Date	Jan 9, 2018
Instrument	726

Lender

Name	NATIONAL UNITED
Address	GATESVILLE, TX 76528

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 8, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 400 N 23rd St was $8,732, up 0.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,000 (-52.11%) Land $9,685 Building $176,315	$186,000 (-52.11%) Land $9,685 Building $176,315
2025	$8,732.00 (+0.55%)	$388,390 Land $56,250 Building $332,140	$388,390 Land $56,250 Building $332,140
2024	$8,684.00
2023		$388,390 (+167.14%) Land $46,880 Building $341,510	$388,390 (+167.14%) Land $46,880 Building $341,510
2022	$8,707.00	$145,390 Land $30,000 Building $115,390	$145,390 Land $30,000 Building $115,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 N 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 N 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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