415 N 21st Ave E, Duluth, MN 55812 Property Records

St. Louis County property record for 415 N 21st Ave E, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,638 sqft · built 1912
Lot Size	0.073 acres (3,210 sqft)
Owner	Individual Name on Record
Tax Bill	$3,918 (2026)
Deeds & Mortgages	Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010-2200-01520`

Property Details

APN / Parcel Number

Primary APN	`010-2200-01520`
Alternative APN	`877306`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Stories	2 Stories
Building Area	1,638 sqft Gross Area
1st Floor Area	728 sqft
Basement Area	437 sqft
Finished Basement	437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	3,210 sqft (0.073 acres)
Garage Area	264 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	147 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	877306
Street Address	415 N 21ST AVE E
City	DULUTH
State	MN
Zip	55812-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 40 FT OF LOT 9 AND NLY 40 FT OF ELY30 FT OF LOT 10 SERIAL #
Legal Subdivision	HIGHLAND PARK ADD TO DULUTH
Legal Block	11
Legal Lot Number	9-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1024
Census Tract	1000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	918 12TH AVE, 1000, HONOLULU, HI 96816-2251
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	415 N 21ST AVE E, DULUTH, MN 55812-1413
Document Number	00A1328553
Instrument Date	Dec 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 12TH AVE #1000 HONOLULU HI 968162251, 1000, HONOLULU, HI 96816-2251

Mortgage

Document Number	00A1328553
Date	Mar 1, 2018
Instrument	A1328553

Lender

Name	WESTERN NAT'L BK/DULUTH
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Term	60 Months
Due	Feb 28, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,918.00 (+9.08%)
2025	$3,592.00 (+10.52%)	$292,100 (+11.83%) Land $11,900 Building $280,200	$292,100 (+11.83%) Land $11,900 Building $280,200
2024	$3,250.00	$261,200 (+21.6%) Land $11,600 Building $249,600	$261,200 (+21.6%) Land $11,600 Building $249,600
2022		$214,800 Land $12,900 Building $201,900	$214,800 Land $12,900 Building $201,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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