318 N 21st Ave E, Duluth, MN 55812 Property Records

St. Louis County property record for 318 N 21st Ave E, Duluth, MN 55812

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 3 ba · 3,348 sqft · built 1916
Lot Size	0.08 acres (3,514 sqft)
Owner	Company Name on File
Last Sale	$1,280,000 (Aug 2025)
Tax Bill	$6,890 (2026)
Deeds & Mortgages	Jan 2026 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2200-00540`

Property Details

APN / Parcel Number

Primary APN	`010-2200-00540`
Alternative APNs	`1190735` `1186156` `986363`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,348 sqft Gross Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Triplex
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,514 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	152 sqft
Deck Area	152 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1190735
Street Address	318 N 21ST AVE E
City	DULUTH
State	MN
Zip	55812-3808
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	SLY 35 FT OF LOTS 1 AND 2 SERIAL #
Legal Subdivision	HIGHLAND PARK ADDITION
Legal Block	6
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1016
Census Tract	1100

Owner

318 N 21st Ave E, a residential property, is owned by a company that acquired it in October 2025.

Source: St. Louis County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	1628 WARREN AVE, DULUTH, MN 55811-2233
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
May 10, 2021	Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK OF COMMERCE
Jun 7, 2020	Loan Modification, Mortgage WESTERN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on File
Deed Sale	Aug 7, 2025 · Amount on File
Prior Sale	Mar 27, 2015 · Amount on File
Deed Document Number	20251515675
Last Transfer Date	Oct 30, 2025
Transfer Doc	0001526363
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 21, 2026
Property Address	318 N 21ST AVE E, DULUTH, MN 55812-3808
Document Number	0001526363
Instrument Date	Oct 30, 2025
Instrument	1526363
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 WARREN AVE, DULUTH, MN 55811-2233

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	318 N 21ST AVE E, DULUTH, MN 55812-3808
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001040451
Date	May 10, 2021
Instrument	1040451

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55816

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 30, 2031

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	318 N 21ST AVE E, DULUTH, MN 55812-3808
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001413961
Date	May 14, 2021
Instrument	1413961

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55816

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	120 Months
Due	Apr 30, 2031

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	318 N 21ST AVE E, DULUTH, MN 55812-3808
Document Number	00A1384114
Instrument Date	Jun 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3947 E CALVARY RD #102 DULUTH MN 558031310, 102, DULUTH, MN 55803-1310

Mortgage

Document Number	00A1384114
Date	Jul 1, 2020
Instrument	A1384114

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Term	60 Months
Due	Jun 30, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 318 N 21st Ave E was $6,890, up 3.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,890.00 (+3.33%)
2025	$6,668.00 (+0.57%)	$416,600 (+4.83%) Land $38,800 Building $377,800	$416,600 (+4.83%) Land $38,800 Building $377,800
2024	$6,630.00	$397,400 Land $22,600 Building $374,800	$397,400 Land $22,600 Building $374,800
2022		$337,700 Land $19,800 Building $317,900	$337,700 Land $19,800 Building $317,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 318 N 21st Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 318 N 21st Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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