227 N 21st Ave E, Duluth, MN 55812 Property Records

St. Louis County property record for 227 N 21st Ave E, Duluth, MN 55812 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 4,164 sqft · built 1911
Lot Size	0.322 acres (14,058 sqft)
Owner	Individual Name on File
Last Sale	$491,900 (Jan 2021)
Tax Bill	$10,284 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-2200-00140`

Property Details

APN / Parcel Number

Primary APN	`010-2200-00140`
Alternative APN	`1103645`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	4,164 sqft Gross Area
1st Floor Area	1,716 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	14,058 sqft (0.322 acres)
Garage Area	864 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	138 sqft
Deck Area	21 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1103645
Street Address	227 N 21ST AVE E
City	DULUTH
State	MN
Zip	55812-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 AND 8 SERIAL #
Legal Subdivision	HIGHLAND PARK ADDITION
Legal Block	3
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1018
Census Tract	1100

Owner

Source: St. Louis County records · APN 010-2200-00140

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	227 N 21ST AVE E, DULUTH, MN 55812-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit NASA FCU
Jan 21, 2021	Warranty Deed, Transfer · Conventional Mortgage REGENT FIN'L
Nov 29, 2018	Grant Deed, Transfer · Conventional Mortgage WESTERN NAT'L BK
Nov 29, 2018	Quit Claim Deed, Transfer PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS
Feb 21, 2017	Trustee's Deed, Foreclosure METRO LEGAL SERVICES, METRO LEGAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	20211035455
Prior Transfer Date	Nov 08, 2018
Prior Transfer Doc	0001005497
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	227 N 21ST AVE E, DULUTH, MN 55812-1844
Transaction Type	Mortgage
Record Updated	Jan 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001097116
Date	Dec 11, 2025
Instrument	1097116

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2045

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	227 N 21ST AVE E, DULUTH, MN 55812-1844
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001066646
Date	Mar 10, 2023
Instrument	1066646

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 02, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 21, 2021
Property Address	227 N 21ST AVE E, DULUTH, MN 55812-1844
Document Number	00T1035455
Instrument Date	Jan 12, 2021
Instrument	T1035455
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,623.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 N 21ST AVE E DULUTH MN 558121844, DULUTH, MN 55812-1844

Mortgage

Document Number	T1035456
Date	Jan 21, 2021
Instrument	T1035456

Lender

Name	REGENT FIN'L
Type	Funding / Finance Company
Address	OMAHA, NE 68124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 29, 2018
Property Address	227 N 21ST AVE E, DULUTH, MN 55812-1844
Document Number	00T1005499
Instrument Date	Nov 08, 2018
Instrument	T1005499
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Mortgage

Document Number	1005500
Date	Nov 29, 2018
Instrument	1005500

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55812

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 28, 2023

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 29, 2018
Property Address	227 N 21ST AVE E, DULUTH, MN 55812-1844
Document Number	00T1005497
Instrument Date	Nov 08, 2018
Instrument	T1005497
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 21, 2017
Property Address	227 N 21ST AVE E, DULUTH, MN 55812-1844
Document Number	000T982373
Instrument Date	Feb 21, 2017
Instrument	T982373
Transaction Type	Foreclosure
Record Updated	Mar 06, 2017
Title Company	METRO LEGAL SERVICES, METRO LEGAL

Transaction

Amount	Amount Recorded
Tax	$1,471.80
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	350 HIGHLAND DR LEWISVILLE TX 750674177, LEWISVILLE, TX 75067-4177

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,284.00 (+9.94%) Homeowner's exemption
2025	$9,354.00 (+12.62%) Homeowner's exemption	$725,500 (+11.65%) Land $36,300 Building $689,200	$725,500 (+11.65%) Land $36,300 Building $689,200
2024	$8,306.00	$649,800 (+21.1%) Land $35,500 Building $614,300	$649,800 (+21.1%) Land $35,500 Building $614,300
2022		$536,600 Land $39,500 Building $497,100	$536,600 Land $39,500 Building $497,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 596 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

227 N 21st Ave E, Duluth, MN 55812 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on N 21st Ave E

Nearby Streets

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