Allen County property record for 415 McPheron Ave, Lima, OH 45804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1920 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Jun 1985) |
| Tax Bill | $106 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-3112-08-005.000 |
| Primary APN | 37-3112-08-005.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 624 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 624 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 187 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 360 sqft |
| Canopy | 20 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 415 MCPHERON AVE |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45804-1344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 50 X 187 RTS 07-03-31 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12700 |
415 McPheron Ave is owned and occupied by an individual who bought it in June 1985.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 MCPHERON AVE, LIMA, OH 45804-1344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 1985 · Amount on File |
| Deed Sale | Jun 27, 1985 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 415 MCPHERON AVE, LIMA, OH 45804-1344 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7270010373 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 2021/10373 |
| Instrument | 202107270010373 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount on Record |
|---|---|
| Term | 144 Months |
| Due | Jul 22, 2033 |
The 2025 property tax bill for 415 McPheron Ave was $106 with a homeowner's exemption, down 8.6% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106.00 (-8.62%) | $11,200 (-) Land $1,330 Building $9,870 | $32,000 (-) Land $3,800 Building $28,200 |
| 2024 | $116.00 (-8.66%) Homeowner's exemption | $11,200 (+4.87%) Land $1,330 Building $9,870 | $32,000 Land $3,800 Building $28,200 |
| 2023 | $127.00 (-14.77%) Homeowner's exemption | $10,680 (-) Land $1,260 Building $9,420 | |
| 2022 | $149.00 Homeowner's exemption | $10,680 Land $1,260 Building $9,420 | |
| 2021 | $30,500 Land $3,600 Building $26,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 McPheron Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 415 McPheron Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: TSC.
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