415 McPheron Ave, Lima, OH 45804 Property Records

Allen County property record for 415 McPheron Ave, Lima, OH 45804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1920
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Jun 1985)
Tax Bill$106 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN37-3112-08-005.000

Property Details

APN / Parcel Number

Primary APN37-3112-08-005.000
Alternative APN
  • M3837311208005000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,200 sqft Living Area
Gross Area1,976 sqft
1st Floor Area624 sqft
Upper Floors Area576 sqft
Basement Area624 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions187 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area164 sqft
Deck Area360 sqft
Canopy20 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address415 MCPHERON AVE
CityLIMA
StateOH
Zip45804-1344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE1/4 50 X 187 RTS 07-03-31
JurisdictionALLEN OH
Township / Civil DivisionLIMA
Census Block Group2
Census Block2013
Census Tract12700

Owner

415 McPheron Ave is owned and occupied by an individual who bought it in June 1985.

Source: Allen County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address415 MCPHERON AVE, LIMA, OH 45804-1344
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 1985 · Amount on File
Deed SaleJun 27, 1985 · Amount on File
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address415 MCPHERON AVE, LIMA, OH 45804-1344
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7270010373
DateJul 27, 2021
Book Page2021/10373
Instrument202107270010373
Lender
NameSUPERIOR CU
TypeCredit Union
AddressLIMA, OH 45807
Agreement
AmountAmount on Record
Term144 Months
DueJul 22, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 415 McPheron Ave was $106 with a homeowner's exemption, down 8.6% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
MunicipalityLima City
Unified School DistrictLima City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$106.00 (-8.62%)$11,200 (-) Land $1,330 Building $9,870$32,000 (-) Land $3,800 Building $28,200
2024$116.00 (-8.66%) Homeowner's exemption$11,200 (+4.87%) Land $1,330 Building $9,870$32,000 Land $3,800 Building $28,200
2023$127.00 (-14.77%) Homeowner's exemption$10,680 (-) Land $1,260 Building $9,420
2022$149.00 Homeowner's exemption$10,680 Land $1,260 Building $9,420
2021$30,500 Land $3,600 Building $26,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 McPheron Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 415 McPheron Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMA CITY
serves 65,619 people · EPA ID OH0200811
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: TSC.

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